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3102 Isabella St, Houston, TX, 77004

6beds
2baths
2,563sqft
$425,000
$166price/sqft
$3,491/moest. monthly cost
$139,640/yrincome needed

About This Home

Discover a rare investment or living opportunity in Houston’s University Area with this spacious 3-bedroom duplex, perfectly located within walking distance of both Texas Southern University and the University of Houston. This well-maintained property features two separate units, each offering generous living space ideal for student housing, multi-generational living, or rental income. With strong demand for housing in this prime location, investors can enjoy immediate rental potential and long-term appreciation. The property sits on a 5000 sf lot in the heart of 77004, surrounded by new development and just minutes from Downtown Houston, the Medical Center, Midtown, and major freeways. Residents will love the convenience of walking to campus, parks, dining, and neighborhood amenities.

Getting Around

68
WalkingSomewhat Walkable
54
TransitGood Transit
76
BikeVery Bikeable

Schools

6/10
4/10
Cullen Middle SchoolGrades 6-82.4 mi
5/10
Yates High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1945

Materials

  • Roof: Composition

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,563
  • Total interior livable area: 2,563 sqft

Property

Details

  • Parcel number: 0611680360007

Features

  • Stories: 2

Lot

  • Lot size: 5,000 sqft
  • Features: Lot Size Restricted

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hurricane
Inland Flooding
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$322$3,864
Property Taxes $739$8,868
Electricity $281$3,377
Total$3,491$41,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,691/yr
40% on housing$104,730/yr
45% on housing$93,093/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 77004$174
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77004$215
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-01Listed for sale$425,000
2024-06-29Listing removed--
2024-05-18Price change$1,295
2024-01-21Price change$1,395
2024-01-02Price change$1,595
2023-12-05Listed for rent$1,695
2023-08-05Listing removed--
2023-07-09Price change$1,395
2022-11-08Listed for rent$1,425
2020-06-19Listing removed$1,285
2020-06-13Listed for rent$1,285
2019-08-14Listing removed$1,385
2019-07-16Price change$1,385
2019-04-29Listed for rent$1,350
2018-09-02Sold--
2017-02-17Listing removed$1,295
2017-01-17Listed for rent$1,295
2016-02-13Listing removed$1,295
2016-01-27Sold--
2015-11-10Price change$1,295
2015-10-30Price change$1,325
2015-09-25Listed for rent$1,225
2015-06-27Sold--
2015-05-26Pending sale$250,000
2015-05-18Listed for sale$250,000
2012-03-20Listing removed$975
2011-04-08Listed for sale$975
2007-08-13Sold--
2005-11-15Sold--

For Sale by Agent

AgentYvonne Bonner-Holley
BrokerageKeller Williams Realty Metropolitan

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