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109 Schilling St, Baytown, TX, 77520

2beds
1baths
1,053sqft
$144,900
$138price/sqft
$1,295/moest. monthly cost
$51,800/yrincome needed

About This Home

Fantastic opportunity to invest in this charming property featuring 2 spacious bedrooms, a living room, dining room, and kitchen. This home also includes an additional room perfect for an office or study. New windows installed, minor repairs completed this property has the potential to be transformed into a lovely living space. Sold AS IS.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

2/10
Lamar Elementary SchoolGrades PK-50.7 mi
3/10
4/10
Lee High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1939

Materials

  • Foundation: Block & Beam
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • All Bedrooms Down

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,053
  • Total interior livable area: 1,053 sqft

Property

Details

  • Parcel number: 0631150020006

Features

  • Stories: 1

Lot

  • Lot size: 5,998 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $732$8,784
Home Insurance *$260$3,120
Property Taxes $65$780
Electricity $238$2,859
Total$1,295$15,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,400/yr
40% on housing$38,850/yr
45% on housing$34,533/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 77520$108
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77520$135
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-12Listed for sale$144,900

For Sale by Agent

AgentMaria Cortes
BrokerageAnchor Realty Assoc., Inc.

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