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3214 Prospect St, Houston, TX, 77004

6beds
5baths
3,626sqft
$799,000
$220price/sqft
$6,446/moest. monthly cost
$257,840/yrincome needed

About This Home

If you've seen this home before, it's worth another look! The layout has been thoughtfully reconfigured and the design has been refreshed to offer improved functionality throughout. The main residence features 4 bedrooms and 4 full bathrooms with everyday comfort in mind. The kitchen, living and dining areas create a flow that is ideal for relaxed living and connection. Anchored by a large island, the kitchen offers generous prep space, additional seating, and a natural gathering point at the heart of the home. A desirable first floor bedroom and full bathroom provides convenience and privacy. A detached garage apartment adds incredible flexibility with 2 bedrooms, 1 bathroom and a full kitchen which could be used for multigenerational living, guests, rental income potential or a private home office. It offers a functional extension of the home that can easily adapt to changing lifestyle needs over time.

Getting Around

59
WalkingSomewhat Walkable
47
TransitSome Transit
70
BikeVery Bikeable

Schools

6/10
4/10
Cullen Middle SchoolGrades 6-81.6 mi
5/10
Yates High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1942

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Unknown

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Gas Oven,Gas Range,Dishwasher

Bedroom

  • Features: In Garage
  • Area: 140
  • Dimensions: 14x10

Bedroom

  • Features: In Garage
  • Area: 154
  • Dimensions: 14x11

Bedroom

  • Level: Second
  • Area: 168
  • Dimensions: 14x12

Bedroom

  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedroom

  • Level: Second
  • Area: 169
  • Dimensions: 13x13

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • 1 Bedroom Down - Not Primary BR,Primary Bed - 2nd Floor,Walk-In Closet(s)
  • Flooring: Wood

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,626
  • Total interior livable area: 3,626 sqft

Primary Bedroom

  • Level: Second
  • Area: 225
  • Dimensions: 15x15

Property

Details

  • Parcel number: 0651020030004

Features

  • Stories: 2

Lot

  • Lot size: 6,324 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Detached,Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tornado
Cold Wave
Hurricane
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$605$7,260
Property Taxes $1,403$16,836
Electricity $398$4,777
Total$6,446$77,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$221,005/yr
40% on housing$193,380/yr
45% on housing$171,893/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 77004$174
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77004$215
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Price change$799,000
2026-06-10Listed for sale$829,000
2025-05-16Sold--
2025-04-29Price change$649,000
2025-02-17Price change$749,000
2025-02-03Listed for sale$799,000
2024-12-09Listing removed$799,900
2024-11-27Pending sale$799,900
2024-11-21Price change$799,900
2024-10-31Listed for sale$825,000

For Sale by Agent

AgentStephanie Elliott
BrokeragePinnacle Realty Advisors

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