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34 Somerset Downs Dr, Saint Louis, MO, 63124

4beds
6baths
6,469sqft
$2,295,000
$355price/sqft
$15,468/moest. monthly cost
$618,720/yrincome needed

About This Home

Nestled on a 3.56-acre park-like setting, this elegant home offers refined living inside and out. A dramatic two-story foyer with a grand staircase leads to formal living and dining rooms with detailed millwork and hardwood floors. The open-concept kitchen, breakfast area, and family room form the heart of the home. The kitchen has a La Cornue stove, Wolf and Sub-Zero appliances, refrigerator drawers, a Wolf wall oven, a Wolf microwave, a warming drawer, an In-counter Wolf steamer, and a center island. Full dish-and-light appliance room. Sliding glass doors open to a private patio, pool, and gazebo—perfect for entertaining. The spacious primary suite includes two walk-in closets and a bath with a soaking tub, steam shower, and dual vanities. Over the garage is a large bonus room ideal for an office or playroom. The finished lower level includes a wet bar, full bath, 1,600-bottle wine cellar, and walk-out access to the heated pool. Three-car attached garage, complete irrigation system & whole house generator. Enjoy privacy and tranquility in this premier gated community that backs to a 50-acre private equestrian property!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
Conway Elementary SchoolGrades K-41.5 mi
8/10
Ladue Middle SchoolGrades 6-81.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1966

Materials

  • Roof: Architectural Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Exhaust Fan,Built-In Freezer,Microwave,Electric Oven,Gas Range,Built-In Refrigerator,Vented Exhaust Fan,Washer/Dryer,Gas Water Heater,Wine Refrigerator,Bar Fridge
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Storage Space,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Bidet,Bookcases,Breakfast Bar,Built-in Features,Butler Pantry,Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,Eat-in Kitchen,Granite Counters,Kitchen Island,Recessed Lighting,Separate Dining,Separate Shower,Soaking Tub,Storage,Walk-In Closet(s),Wet Bar
  • Door features: French Doors
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Basement,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,500
  • Finished area above ground: 4,969

Heating & Cooling

  • Heating features: Forced Air,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Zoned

Interior Area

  • Total structure area: 6,469
  • Total interior livable area: 6,469 sqft

Property

Details

  • Parcel number: 21M540031
  • Special condition: Standard

Features

  • Levels: Two
  • Private pool: Yes
  • Pool features: Fenced,Private
  • Patio & porch: Front Porch,Patio
  • Exterior features: Lighting
  • Fencing: Partial

Lot

  • Lot size: 3.56 Acres
  • Features: Adjoins Wooded Area,Cul-De-Sac,Landscaped,Many Trees,Private,Sprinklers In Front,Sprinklers In Rear
  • Lot size dimensions: 3.56

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Asphalt,Attached,Circular Driveway,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Cold Wave
Earthquake
Lightning
Winter Weather
Ice Storm
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,604$139,248
Home Insurance *$1,191$14,292
Property Taxes $2,180$26,160
Electricity $493$5,927
Total$15,468$185,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$530,331/yr
40% on housing$464,040/yr
45% on housing$412,480/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 63124$382
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63124$321
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$2,499,000
2026-02-24Listed for sale$2,599,000
2025-12-03Listing removed$2,599,000
2025-10-21Price change$2,599,000
2025-07-28Listed for sale$2,650,000
2025-07-14Listing removed$2,650,000
2025-06-19Price change$2,650,000
2025-06-04Listed for sale$2,750,000
2019-05-31Sold--
2019-04-23Pending sale$1,225,000
2019-04-01Listed for sale$1,225,000
2019-01-29Listing removed$1,249,000
2018-11-29Pending sale$1,249,000
2018-10-25Price change$1,249,000
2018-09-26Price change$1,299,877
2018-09-05Price change$1,375,000
2018-06-19Price change$1,490,000
2018-06-01Price change$1,499,900
2018-05-04Price change$1,550,000
2018-03-27Listed for sale$1,595,000
2015-06-22Sold--
2015-04-21Pending sale$1,449,000
2015-04-10Price change$1,449,000
2015-03-27Price change$1,474,000
2015-02-14Listed for sale$1,499,000
2001-06-07Sold--

For Sale by Agent

AgentTed Wight
BrokerageDielmann Sotheby's International Realty

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