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4373 Harvest Ln, Houston, TX, 77004

5beds
4baths
3,132sqft
$600,000
$192price/sqft
$4,223/moest. monthly cost
$168,920/yrincome needed

About This Home

Welcome to vibrant University Oaks, an active neighborhood known for its community engagement. This beautifully updated home features a 2012 garage addition with a 1 bed/1 bath apartment that has been rented consistently since completion providing reliable income for homeowner. 2025 updates include new hardwood floors in the kitchen, dining, living and stairway areas, refinished hardwood floors in three upstairs bedrooms and a complete kitchen remodel. Earlier improvements to the main home include new crown molding, water /sewer line installation and electrical rewiring in much of the home. Systems were proactively evaluated, including a plumbing leak check and foundation review to provide peace of mind for future owners. Outdoor upgrades include improved drainage, new backyard sod and new trees. Conveniently located 2 blocks from the University of Houston and near TSU, Rice University, Texas Medical Center and Downtown. Move in ready and ideal for personal enjoyment or rental income.

Getting Around

54
WalkingSomewhat Walkable
63
TransitGood Transit
84
BikeVery Bikeable

Schools

6/10
4/10
Cullen Middle SchoolGrades 6-82.0 mi
5/10
Yates High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Other,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Electric,Gas

Interior Area

  • Total structure area: 3,132
  • Total interior livable area: 3,132 sqft

Property

Details

  • Parcel number: 0681270020027

Features

  • Stories: 2

Lot

  • Lot size: 7,200 sqft
  • Features: Other,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$454$5,448
Property Taxes $393$4,716
Electricity $343$4,126
Total$4,223$50,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,788/yr
40% on housing$126,690/yr
45% on housing$112,613/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 77004$174
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77004$215
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$615,000
2026-02-12Listed for sale$639,900
2026-02-10Listing removed$639,900
2026-02-04Price change$639,900
2025-12-10Listed for sale$649,900

For Sale by Agent

AgentThomas Coselli
BrokerageCompass RE Texas, LLC - Houston

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