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7306 Garden St, Houston, TX, 77012

2beds
1baths
988sqft
$193,699
$196price/sqft
$1,708/moest. monthly cost
$68,320/yrincome needed

About This Home

NEAR DOWNTOWN! A lovely single-family home is in a great Central Houston location just a few minutes from Downtown.The home features a fence around the entire perimeter, wooded flooring throughout the main areas of the home, vinyl plank flooring in the kitchen, really spacious bedrooms, and a good-sized yard that would be perfect for your kids or furry friends! There are a few upgrades to the property that include a new roof, fresh interior paint, and electric repairs. This location also gives you convenient access to major highways 288, I-610, and I-45! WE MAKE IT EASY TO OWN. This is a great opportunity! Don't wait, call us today to get more information on the owner's easy terms and smooth process that may be able to put the deed in your name and make this your dream home.

Getting Around

69
WalkingSomewhat Walkable
35
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

9/10
Davila Elementary SchoolGrades PK-50.3 mi
5/10
Deady Middle SchoolGrades 6-80.8 mi
5/10
Milby High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Other
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 988
  • Total interior livable area: 988 sqft

Property

Details

  • Parcel number: 0691090080002

Features

  • Stories: 1

Lot

  • Lot size: 6,590 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Heat Wave
Cold Wave
Hurricane
Inland Flooding
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $979$11,748
Home Insurance *$242$2,904
Property Taxes $249$2,988
Electricity $238$2,859
Total$1,708$20,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,560/yr
40% on housing$51,240/yr
45% on housing$45,546/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 77012$99
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77012$163
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-18Price change$193,699
2025-03-11Listed for sale$203,699
2022-08-16Listing removed--
2022-06-16Pending sale$189,900
2022-05-17Listed for sale$189,900

For Sale by Agent

AgentChet Polniazek
Brokerage1st Texas Realty Services

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