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3805 Palm St, Houston, TX, 77004

4beds
2baths
1,784sqft
$300,000
$168price/sqft
$1,987/moest. monthly cost
$79,480/yrincome needed

About This Home

Home built in 1950 located in the University Woods Subdivision of Riverside Terrace, Greater Third Ward Community. The house needs lots of TLC, with solid curb appeal and good traditional building form. The home is set for a complete renovation of this historic centerpiece or new build on an oversize lot. The area is in close proximity to all 4 Major Universities, Downtown Houston, Texas Medical Center and Museum District.

Getting Around

64
WalkingSomewhat Walkable
57
TransitGood Transit
86
BikeVery Bikeable

Schools

6/10
4/10
Cullen Middle SchoolGrades 6-81.6 mi
5/10
Yates High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Brick,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: English
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • All Bedrooms Up

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Electric,Gas

Interior Area

  • Total structure area: 1,784
  • Total interior livable area: 1,784 sqft

Property

Details

  • Parcel number: 0691160040016

Features

  • Stories: 2

Lot

  • Lot size: 6,960 sqft
  • Features: Other,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$227$2,724
Property Taxes $6$72
Electricity $238$2,859
Total$1,987$23,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,125/yr
40% on housing$59,610/yr
45% on housing$52,986/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 77004$174
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77004$215
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-23Listed for sale$315,000

For Sale by Agent

AgentLarry O'Neal
BrokerageWomack Development & Investment Realtors

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