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102 Live Oak St, Baytown, TX, 77520

2beds
1baths
1,301sqft
$165,000
$127price/sqft
$1,428/moest. monthly cost
$57,120/yrincome needed

About This Home

Charming home with great potential, this 2-bedroom, 1-bathroom property offers a functional layout with well-used space. While it is an older home, it retains its character and its original hardwood floors. This cozy home also offers a great nice backyard!!!

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

2/10
Lamar Elementary SchoolGrades PK-50.3 mi
3/10
4/10
Lee High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Free-Standing Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,301
  • Total interior livable area: 1,301 sqft

Property

Details

  • Parcel number: 0741430040006

Features

  • Stories: 1

Lot

  • Lot size: 7,884 sqft
  • Features: Cleared,0 Up To 1/4 Acre

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$296$3,552
Property Taxes $60$720
Electricity $238$2,859
Total$1,428$17,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,960/yr
40% on housing$42,840/yr
45% on housing$38,080/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 77520$108
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77520$135
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$176,000
2026-01-06Listed for sale$185,000
2023-12-03Listing removed--
2023-10-14Pending sale$175,000
2023-10-02Price change$175,000
2023-09-25Price change$183,000
2023-08-25Listed for sale$189,900
2023-08-25Listing removed--
2023-08-11Price change$205,000
2023-07-15Price change$212,000
2023-06-16Price change$215,000
2023-05-24Price change$220,000
2023-05-18Price change$224,000
2023-04-30Listed for sale$227,000

For Sale by Agent

AgentMaria Velazquez
BrokerageeXp Realty LLC

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