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3628 Lydia St, Houston, TX, 77021

3beds
3baths
1,847sqft
$340,000
$184price/sqft
$2,949/moest. monthly cost
$117,960/yrincome needed

About This Home

This free standing build offers an unbeatable location, just minutes from the University of Houston Medical School, Texas Medical Center, the Galleria, and downtown. Featuring engineered wood planks and tile throughout, this home boasts a spacious backyard and a two-car garage. The home is equipped with a 50-gallon water heater, soft-closing cabinets and drawers, and includes a French door fridge. Enjoy the benefits of a high-efficiency HVAC system and first-floor living, with a convenient mud room. Too many exceptional features to list—schedule your showing today!

Getting Around

56
WalkingSomewhat Walkable
43
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

4/10
Whidby Elementary SchoolGrades PK-50.3 mi
4/10
Cullen Middle SchoolGrades 6-80.7 mi
5/10
Yates High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Cement Siding,Wood Siding

Other

  • Builder name: Spring Branch builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Microwave,Electric Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • All Bedrooms Up

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,847
  • Total interior livable area: 1,847 sqft

Property

Details

  • Parcel number: 1422690010001

Features

  • Stories: 2

Lot

  • Lot size: 5,000 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hurricane
Inland Flooding
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$401$4,812
Property Taxes $591$7,092
Electricity $238$2,859
Total$2,949$35,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,108/yr
40% on housing$88,470/yr
45% on housing$78,640/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 77021$136
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77021$161
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Listed for rent$2,300
2026-04-16Price change$340,000
2026-04-05Listing removed$2,450
2026-04-05Price change$342,000
2026-03-04Price change$346,000
2026-02-22Price change$350,000
2026-02-20Price change$2,450
2026-02-11Price change$355,000
2026-02-01Listed for rent$2,500
2024-12-10Listing removed$2,500
2024-12-05Listing removed$385,000
2024-12-03Listed for rent$2,500
2023-04-17Listing removed--
2023-03-10Pending sale$145,000
2022-11-19Listed for sale$145,000
2022-11-03Sold--
2021-09-13Listing removed--
2021-07-14Pending sale$145,000
2021-05-28Listed for sale$145,000

For Sale by Agent

AgentNicolas Barengo
BrokeragePRG, Realtors

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