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4903 Cosby St, Houston, TX, 77021

3beds
2baths
1,606sqft
$234,999
$146price/sqft
$2,111/moest. monthly cost
$84,440/yrincome needed

About This Home

Welcome home to this spacious property designed for comfortable living and effortless entertaining! As you step inside, you’ll be greeted by an expansive living area, plus a second versatile living room—perfect for a family room, game room, or home office. The home features three generously sized bedrooms, including a private primary suite with an en-suite bathroom. The open laundry area is conveniently located just off the kitchen for added functionality. Step outside to a large covered patio with plenty of space for kids to play, family gatherings, and outdoor entertaining. Recent improvements include an expanded concrete patio and an extended front driveway, providing additional outdoor living and parking space. Don’t miss this opportunity—schedule your private showing today!

Getting Around

61
WalkingSomewhat Walkable
48
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

4/10
4/10
Cullen Middle SchoolGrades 6-81.2 mi
5/10
Yates High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Freestanding Oven,Free-Standing Range,Gas Range
  • Laundry features: Electric Dryer Hookup

Bedroom

  • Level: First
  • Area: 150
  • Dimensions: 15x10

Bedroom

  • Level: First
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,606
  • Total interior livable area: 1,606 sqft

Primary Bedroom

  • Level: First
  • Area: 225
  • Dimensions: 15x15

Property

Details

  • Parcel number: 0771030150394

Features

  • Stories: 1

Lot

  • Lot size: 6,712 sqft
  • Features: Corner Lot,Subdivided,0 Up To 1/4 Acre

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hurricane
Inland Flooding
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$277$3,324
Property Taxes $408$4,896
Electricity $238$2,859
Total$2,111$25,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,377/yr
40% on housing$63,330/yr
45% on housing$56,293/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 77021$137
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77021$161
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$234,999
2023-01-21Listing removed--
2022-12-23Price change$245,900
2022-11-16Listed for sale$252,000
2020-07-29Listing removed$183,000
2020-06-24Pending sale$183,000
2020-06-09Price change$183,000
2020-05-19Price change$185,900
2020-04-19Listed for sale$192,000

For Sale by Agent

AgentPaulino Miranda
BrokerageNB Elite Realty

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