See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1309 Centennial Dr, Houston, TX, 77055

4beds
2baths
2,228sqft
$645,000
$289price/sqft
$4,607/moest. monthly cost
$184,280/yrincome needed

About This Home

WELCOME TO THIS ONE OWNER LOVELY WELL MAINTAINED UPDATED 4/2/2 TRADITIONAL RANCH STYLE HOME NESTLED ON 15400 SF LOT IN ESTABLISHED UNIQUE CENTURY OAKS SUBDIVISION ZONED TO SBISD AND MINUTES FROM I-10, BELTWAY 8, MEMORIAL CITY AND CITY CENTRE. THIS GEM IS READY TO MOVE IN AND OFFERS CONVENIENCE AND TIMELESS APPEAL. FRESHLY PAINTED WITH A BRIGHT NEUTRAL PALETTE, RECENT UPGRADES INCLUDING NEW ELECTRIC BOX, WATER HEATER/PLUMBING, FLOORING, CUSTOM KITCHEN REMODEL WITH CUSTOM CABINETS, QUARTZ COUNTERTOPS, STAINLESS APPLIANCES WITH PRISTINE SUBWAY TILE BACKSPLASH ELEGANT CROWN MOULDING AND UPDATED BATHROOMS, 2 CAR CUSTOM CARPORT. SEE ATTACHMENT FOR COMPLETE LIST OF UPGRADES . THE SPRAWLING BACK YARD HAS BEAUTIFUL LUSH LANDSCAPING AND MATURE TREES, OUTDOOR LIGHTING CREATES AN IDEAL RETREAT FOR RELAXATION OR OUTDOOR ENTERTAINING. ROOM TO ENLARGE HOME OR TO BUILD A POOL. SCHEDULE YOUR PRIVATE APPOINTMENT TODAY!

Getting Around

73
WalkingVery Walkable
44
TransitSome Transit
56
BikeBikeable

Schools

4/10
3/10
Spring Woods High SchoolGrades 8-121.4 mi
7/10

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Blown-In Insulation,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Refrigerator,Gas Oven,Microwave,Gas Range,Dishwasher
  • Laundry features: Gas Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Crown Molding,Formal Entry/Foyer,Prewired for Alarm System,All Bedrooms Down,En-Suite Bath,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,228
  • Total interior livable area: 2,228 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen open to Family Room,Pantry,Pots/Pans Drawers

Master Bathroom

  • Features: Full Secondary Bathroom Down,Primary Bath: Shower Only,Secondary Bath(s): Tub/Shower Combo,Vanity Area

Property

Details

  • Parcel number: 0781010010006

Features

  • Stories: 1
  • Exterior features: Sprinkler System
  • Fencing: Back Yard

Lot

  • Lot size: 0.35 Acres
  • Features: Back Yard,Subdivided,1/4 Up to 1/2 Acre

Parking

  • Total spaces: 4
  • Parking features: Attached,Additional Parking,Garage Door Opener,Double-Wide Driveway,Attached Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hurricane
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,261$39,132
Home Insurance *$324$3,888
Property Taxes $778$9,336
Electricity $244$2,935
Total$4,607$55,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,954/yr
40% on housing$138,210/yr
45% on housing$122,853/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 77055$298
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77055$271
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Price change$699,000
2026-02-01Price change$759,000
2025-12-24Price change$795,000
2025-12-13Price change$829,000
2025-10-15Price change$869,000
2025-09-15Price change$899,000
2025-08-24Price change$939,000
2025-07-01Price change$965,000
2025-05-28Listed for sale$995,000

For Sale by Agent

AgentKathleen Smith
BrokerageRA Brokers

Similar Homes