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2004 W Gulf St, Baytown, TX, 77520

3beds
2baths
1,744sqft
$175,500
$101price/sqft
$1,440/moest. monthly cost
$57,600/yrincome needed

About This Home

Welcome to this beautifully updated 3-bedroom, 2-bath home located in the historic Central Heights community. This home offers a versatile floor plan featuring a spacious living room, and a comfortable den, giving you plenty of options for everyday living and entertaining. One of the highlights is the screened-in sunroom with heating and air conditioning, providing the perfect space to relax and enjoy the outdoors in comfort year-round. Important updates have already been taken care of, including a roof less than 10 years old, all-new plumbing, and new electrical wiring, giving you peace of mind for years to come. Additional amenities include a Generac generator, ensuring uninterrupted power, and a convenient 2-car carport. Combining modern upgrades with the character of a beloved historic neighborhood, this Central Heights gem is ready to welcome you home.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

3/10
Carver Elementary SchoolGrades PK-51.3 mi
4/10
4/10
Lee High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Oven,Gas Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • All Bedrooms Down,En-Suite Bath
  • Window features: Solar Screens
  • Flooring: Laminate,Wood

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,744
  • Total interior livable area: 1,744 sqft

Kitchen

  • Features: Kitchen open to Family Room,Pantry

Master Bathroom

  • Features: Primary Bath: Double Sinks,Primary Bath: Shower Only,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 0871820000023

Features

  • Stories: 1
  • Fencing: Back Yard,Full

Lot

  • Lot size: 6,298 sqft
  • Features: Back Yard,Other,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: No Garage,Double-Wide Driveway,Attached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Hurricane
Heat Wave
Cold Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $887$10,644
Home Insurance *$315$3,780
Property Taxes $0$0
Electricity $238$2,859
Total$1,440$17,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,371/yr
40% on housing$43,200/yr
45% on housing$38,400/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 77520$108
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77520$135
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-19Price change$190,000
2025-09-30Listed for sale$195,000

For Sale by Agent

AgentAngela Fears
BrokerageKeller Williams Elite

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