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16806 Clayton Rd, Ballwin, MO, 63011

5beds
3baths
3,207sqft
$574,900
$179price/sqft
$3,996/moest. monthly cost
$159,840/yrincome needed

About This Home

YOU SNOOZE YOU LOSE -HURRY | PRICED TO SELL | TOP RATED ROCKWOOD SCHOOLS - Seconds from Lafayette High| Rare 5 Bed, 3 Full bath RANCH home with over 3,200 sq. ft. of living area, 3 Car garage, HUGE Driveway, Partially Finished Basement Gorgeous ranch with open floor plan. The great room has vaulted ceilings, awesome brick surround gas fire place. Hardwood floors most of the main level and other water proof premium vinyl plank flooring. The kitchen has 36" gas cook top, h/w floors, 42" cabinets, large center island, planning desk and decent size pantry and sitting room with wall of windows. The formal dining room has wood floors and recessed lights. The master suite has a walk in closet with organizers, luxury bath with double vanity, walk in shower and a separate tub. Beautiful deck is just outside the breakfast room. The staircase to the finished basement is open. The basement has a huge 5th bedroom, rec area and a full bathroom. There is excess storage space in unfinished area w/built in shelves. BONUS: IN-ground Sprinkler System, Central Vacuum, intercom system, Basketball Hoops on the side, Fenced area off of laundry for pet use

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
16
BikeSomewhat Bikeable

Schools

10/10
Babler Elementary SchoolGrades K-50.5 mi
7/10
9/10
Lafayette High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1993

Materials

  • Construction materials: Stone Veneer,Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Disposal,Cooktop,Down Draft,Microwave,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Sleeping Area

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Separate Dining,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s),Breakfast Room,Kitchen Island,Custom Cabinetry,Pantry,Solid Surface Countertop(s),Double Vanity,Tub
  • Door features: Panel Door(s),French Doors
  • Window features: Window Treatments,Low Emissivity Windows
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Recreation Room,Family Room
  • Fireplace: Yes
  • Finished area below ground: 600
  • Finished area above ground: 2,607

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,207
  • Total interior livable area: 3,207 sqft

Property

Details

  • Parcel number: 22V240218
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Deck

Lot

  • Lot size: 0.37 Acres
  • Features: Adjoins Common Ground,Level,Sprinklers In Front,Sprinklers In Rear
  • Lot size dimensions: 0.37 ACRE

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Earthquake
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$299$3,588
Property Taxes $546$6,552
Electricity $244$2,938
Total$3,996$47,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,005/yr
40% on housing$119,880/yr
45% on housing$106,560/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 63011$196
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63011$181
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Listed for sale$574,900
2024-12-11Listing removed$3,295
2024-11-09Listed for rent$3,295
2021-03-17Listing removed--
2021-02-14Listed for rent$2,800
2019-05-04Listing removed$2,800
2019-04-29Listed for rent$2,800
2018-08-03Listing removed$2,800
2018-08-02Listed for rent$2,800
2017-05-16Listing removed$2,800
2017-04-11Listed for rent$2,800
2016-02-05Sold--
2015-12-16Pending sale$375,000
2015-12-04Listed for sale$375,000
2011-01-05Sold--

For Sale by Agent

AgentSuresh Maddi
BrokerageWorth Clark Realty

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