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3838 Lake St, Houston, TX, 77098

3beds
3baths
1,900sqft
$359,000
$189price/sqft
$2,290/moest. monthly cost
$91,600/yrincome needed

About This Home

Welcome to the Exclusive Upper Kirby! Surround yourself with comfort and security at Madison Place, a Subdivision with 24/7 manned controlled entry and private streets. Townhome is priced to add your personal touch on 1900 sqft. 3 Bedrooms and 2.1 Bathroom residence. The first floor features spacious kitchen living and dining areas, while the 2nd floor boasts 3 bedrooms, 2 bathrooms, and a laundry area. Enjoy a large high-fenced private patio, community pool, security guard house, and "Private neighborhood" access to Levy Park for coffee and morning yoga or occasional concert. Just steps away from renowned restaurants and minutes from Medical Center, Rice University, Galleria and Downtown. Seller expresses desire to work with a Buyer!

Getting Around

88
WalkingVery Walkable
50
TransitGood Transit
56
BikeBikeable

Schools

8/10
Poe Elementary SchoolGrades PK-50.9 mi
10/10
Lanier Middle SchoolGrades 6-81.1 mi
6/10
Lamar High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Cement Siding,Other,Unknown,Wood Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Disposal,Refrigerator,Freestanding Oven,Microwave,Free-Standing Range,Dishwasher,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Inside

Bedroom

  • Level: Second
  • Area: 120
  • Dimensions: 12 x 10

Bedroom

  • Level: Second
  • Area: 120
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast

  • Level: First
  • Area: 90
  • Dimensions: 10 x 9

Features

  • Brick Walls,Concrete Walls,Crown Molding,3 Bedrooms Up,Primary Bed - 2nd Floor,Walk-In Closet(s)
  • Flooring: Concrete,Laminate

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Kitchen

  • Level: First
  • Area: 120
  • Dimensions: 15 x 8

Living Room

  • Level: First
  • Area: 234
  • Dimensions: 18 x 13

Primary Bath

  • Level: Second
  • Area: 60
  • Dimensions: 12 x 5

Primary Bedroom

  • Level: Second
  • Area: 221
  • Dimensions: 17 x 13

Property

Details

  • Parcel number: 1010190130004

Features

  • Levels: 2nd Level
  • Stories: 2
  • Patio & porch: Patio/Deck
  • Fencing: Fenced
  • Has view: Yes
  • View description: North

Lot

  • Lot size: 1,363 sqft
  • Features: On Street

Parking

  • Total spaces: 2
  • Parking features: Tandem,Additional Parking,Assigned,Carport,Secured,Unassigned,Attached & Detached
  • Has garage: Yes
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hurricane
Inland Flooding
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$200$2,400
Property Taxes $37$444
Electricity $238$2,859
Total$2,290$27,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,514/yr
40% on housing$68,700/yr
45% on housing$61,066/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 77098$355
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77098$328
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$339,000
2026-07-21Listed for sale$359,000

For Sale by Agent

AgentWendy Oxman
BrokerageHomeSmart

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