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39 Ridgeview Circle Ct, Ballwin, MO, 63021

3beds
2baths
1,571sqft
$325,000
$207price/sqft
$2,291/moest. monthly cost
$91,640/yrincome needed

About This Home

Fresh neutral paint! Welcome home to this private ranch-style villa tucked up against the woods—perfect if you love a peaceful, low-maintenance setting. Being an end unit, you’ll enjoy extra privacy and great natural light. Inside, the main level features beautiful bamboo flooring and plantation shutters throughout. The living room feels open and airy with a vaulted ceiling, gas fireplace, and transom windows that let in tons of light. Step right out onto the deck from the living room or the primary bedroom and take in the quiet, tree-lined backyard—a great spot for morning coffee or winding down in the evening. The kitchen has been nicely updated with new granite countertops, backsplash, and newer appliances, plus there’s a walk-in pantry and main floor laundry for added convenience. The primary suite includes deck access, two closets, a dressing area with vanity, and an updated bathroom with a new shower. Downstairs, the finished walk-out lower level gives you an extra owner's suite with engineered flooring and a custom built-in cabinet with glass doors—perfect for storage or display. Bonus: refrigerator, washer, dryer, and microwave all stay. Easy living, great updates, and a beautiful natural setting—this one is ready to enjoy! Seller has passing STL county occupancy.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
5
BikeSomewhat Bikeable

Schools

9/10
7/10
7/10
Parkway South High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Dryer,Electric Range,Refrigerator,Washer,Gas Water Heater
  • Laundry features: In Kitchen,Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Partially Finished,Sleeping Area,Walk-Out Access

Bedroom2

  • Features: Floor Covering: Other
  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Features: Floor Covering: Wood Engineered
  • Level: Basement
  • Area: 238
  • Dimensions: 17x14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Floor Covering: Other
  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Features

  • Window features: Plantation Shutters,Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 300
  • Finished area above ground: 1,271

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,571
  • Total interior livable area: 1,571 sqft

Kitchen

  • Features: Floor Covering: Other
  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Living Room

  • Features: Floor Covering: Other
  • Level: Main
  • Area: 221
  • Dimensions: 17x13

Primary Bedroom

  • Features: Floor Covering: Other
  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Property

Details

  • Parcel number: 23P310848
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: In Ground
  • Patio & porch: Covered,Deck,Patio,Side Porch
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 5,026 sqft
  • Features: Adjoins Wooded Area

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Hail
Inland Flooding
Cold Wave
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$199$2,388
Property Taxes $308$3,696
Electricity $141$1,693
Total$2,291$27,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,548/yr
40% on housing$68,730/yr
45% on housing$61,093/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 63021$190
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63021$185
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$335,000
2026-04-14Listed for sale$350,000
2026-04-10Pending sale$350,000
2026-03-17Listed for sale$350,000
2022-07-22Sold--
2022-06-28Pending sale$279,000
2022-06-24Price change$279,000
2022-06-13Price change$289,000
2022-06-09Listed for sale$299,900
2017-08-07Sold--
2017-07-17Pending sale$187,500
2017-06-21Price change$187,500
2017-05-21Price change$193,500
2017-04-29Listed for sale$199,900
2017-04-06Pending sale$199,900
2017-03-28Price change$199,900
2017-03-13Listed for sale$207,000
2004-07-02Sold--

For Sale by Agent

AgentRena Mooney
BrokerageReeceNichols Real Estate

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