See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1316 Holgate Dr Unit F1, Ballwin, MO, 63021

2beds
3baths
1,254sqft
$274,900
$219price/sqft
$1,960/moest. monthly cost
$78,400/yrincome needed

About This Home

Your peaceful Ballwin retreat awaits! Tucked away in the desirable Hickory Sound community, this beautifully maintained end-unit, corner townhome offers exceptional privacy with expansive common ground just beyond your backyard. Combining spacious living, timeless finishes, and outstanding community amenities, this is a home you'll love coming back to. Step inside through the impressive two-story entry foyer, where warm wood tones and an inviting floor plan immediately make you feel at home. The cozy living room is centered around a charming gas log fireplace, creating the perfect space to relax or entertain. The adjoining dining area features updated lighting, while the beautifully appointed kitchen boasts granite countertops, a coordinating backsplash, newer stainless steel appliances, and abundant cabinetry for all your culinary needs. Upstairs, you'll find two generously sized bedrooms and two full bathrooms, including a spacious primary suite designed for comfort and relaxation. Thoughtful updates include new granite-topped vanities in the main-level powder room and the upstairs guest bathroom, giving both spaces a fresh, modern feel. The unfinished lower level offers endless possibilities with ample storage space, a cedar closet for seasonal clothing storage, and the opportunity to finish the space to suit your lifestyle—whether you envision a recreation room, home office, fitness area, or additional living space. Step outside and enjoy the peaceful setting overlooking the large common ground, perfect for relaxing or taking in the surrounding greenery. Hickory Sound residents enjoy fantastic amenities including a serene lake, swimming pool, tennis and basketball courts, clubhouse, picnic areas, and scenic walking trails. Conveniently located just minutes from shopping, restaurants, parks, hospitals, and major highways, this exceptional townhome offers the perfect combination of comfort, convenience, and low-maintenance living. Don't miss your opportunity to make this beautiful Ballwin home your own!

Getting Around

35
WalkingCar-Dependent
0
TransitNo Nearby Transit
17
BikeSomewhat Bikeable

Schools

7/10
5/10
8/10

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Brick,Concrete,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Dryer,Microwave,Built-In Gas Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Storage Space,Sump Pump,Unfinished

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Features: Floor Covering: Other
  • Level: Main

Dining Room

  • Features: Floor Covering: Carpeting
  • Level: Main

Features

  • Breakfast Bar,Breakfast Room,Granite Counters,High Speed Internet,Lever Faucets,Separate Dining,Storage,Two Story Entrance Foyer
  • Door features: Panel Door(s)
  • Flooring: Carpet,Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,254

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,254
  • Total interior livable area: 1,254 sqft

Kitchen

  • Features: Floor Covering: Other
  • Level: Main

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Second

Property

Details

  • Parcel number: 24Q210775
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: Community,Outdoor Pool
  • Exterior features: Other,Uncovered Courtyard

Lot

  • Lot size: 4,569 sqft
  • Features: Adjoins Common Ground,Adjoins Open Ground,Corner Lot,Landscaped,Level,Near Public Transit

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Inland Flooding
Lightning
Earthquake
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$168$2,016
Property Taxes $261$3,132
Electricity $141$1,693
Total$1,960$23,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,200/yr
40% on housing$58,800/yr
45% on housing$52,266/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 63021$190
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63021$185
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$274,900
2026-07-15Listed for sale$279,900

For Sale by Agent

AgentDanni L Hauer Lowenstein
BrokerageColdwell Banker Realty - Gundaker West Regional

Similar Homes