




3900 E BASELINE Road #164, Phoenix, AZ, 85042
About This Home
3.5% ASSUMABLE VA loan + FULLY FURNISHED + PRICE IMPROVED TO $285,000! Unlock a rare opportunity to step into a lower-rate assumable loan in today's market. This turnkey 1-bedroom, 1-bath home offers 1,061 sq. ft. with an attached 1-car garage. Features include vaulted ceilings, private balcony, walk-in closet, oversized bedroom, and an open airy layout. Located in a gated community near Downtown Phoenix, Arizona State University, shopping, dining, and transit. Community amenities include pool, dog park, ramada, BBQ area, and fire pit. HOA covers most expenses except electric. Exceptional value and move-in ready!
Getting Around
Schools
Construction
Condition
- Year built: 2019
Materials
- Roof: Tile
- Construction materials: Stucco,Wood Frame,Painted
Other
- Builder name: FRANK RESIDENTIAL
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dryer,Washer,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Electric Range,Built-In Electric Oven
- Laundry features: Upper Level
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- High Speed Internet,Upstairs,Eat-in Kitchen,Vaulted Ceiling(s),Pantry,Full Bth Master Bdrm,Separate Shwr & Tub,Laminate Counters
- Window features: Double Pane Windows,Vinyl Frame
- Flooring: Carpet,Tile
- Common walls with other units/homes: Two Common Walls,Neighbor Below
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,061
- Total interior livable area: 1,061 sqft
Property
Details
- Parcel number: 12298223
- Attached to another structure: Yes
Features
- Stories: 2
- Exterior features: Balcony
- Has spa: Yes
- Spa features: Heated
- Fencing: Block
Lot
- Lot size: 1,036 sqft
- Features: None
Parking
- Total spaces: 1
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Inland Flooding
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters in Maricopa County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,441 | $17,292 |
| Home Insurance | $91 | $1,092 |
| Property Taxes | $104 | $1,248 |
| Electricity | $216 | $2,603 |
| Total | $1,852 | $22,224 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Price change | $285,000 |
| 2026-04-22 | Listed for sale | $294,000 |
| 2025-01-27 | Sold | $282,500 |
| 2024-12-12 | Pending sale | $282,500 |
| 2024-12-12 | Contingent | $282,500 |
| 2024-11-06 | Listed for sale | $282,500 |
| 2019-11-14 | Sold | $196,400 |
| 2019-08-22 | Pending sale | $192,900 |
| 2019-05-14 | Listed for sale | $192,900 |
