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16529 White Mountain Road SE, Monroe, WA, 98272

4beds
3baths
2,889sqft
$899,000
$311price/sqft
$5,486/moest. monthly cost
$219,440/yrincome needed

About This Home

Welcome to a sanctuary of elegance & comfort nestled in the heart of one of Monroe's most inviting neighborhoods. Step inside this beautiful & functional home to discover a blend of sophistication & warmth. The soaring 10-foot ceilings & rich hardwood floors lead you through spaces designed for both relaxation & entertainment. The striking gas fireplace, adorned with Florentine matte Carrara tile, adds a touch of luxury to every gathering. The heart of this home, the chef's kitchen, is a masterpiece of design. Stainless steel appliances gleam alongside quartz countertops, while the expansive island invites culinary creativity & lively conversation. The seamless flow into the living areas makes hosting a delight, & the walk-in pantry ensures everything is always at your fingertips. The thoughtful layout includes a main-level bedroom with a ¾ bath, ideal for guests or multi-generational living. An adjacent office, complete with built-in cabinets & a desk, offers a perfect setting for productivity or quiet reflection. Upstairs, you'll find a spacious bonus room & an impressive primary suite that delivers tranquility & modern convenience. Additional highlights include a mudroom, upstairs laundry, high-efficiency tankless water heater, central A/C, spacious garage, & a fully fenced yard. Enjoy easy access to a community playground, parks, schools, dining, shopping, & more. Schedule a private showing today! Virtually Staged.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
5/10
Park Place Middle SchoolGrades 6-82.1 mi
5/10
Monroe High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Good
  • Year built: 2017

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Wood Siding,Wood Products,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,See Remarks,Stove(s)/Range(s),Tankless Water Heater,Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Tankless Gas,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Second

Den Office

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Loft,Pantry
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating

  • Heating features: Fireplace,90%+ High Efficiency,Natural Gas

Interior Area

  • Total structure area: 2,889
  • Total interior livable area: 2,889 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Second

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 01160300004900
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Fireplace,Loft,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 3,990 sqft
  • Features: Curbs,Paved,Sidewalk,Fenced-Fully,Fenced-Partially,Gas Available,High Speed Internet,Patio

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Cold Wave
Heat Wave
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$179$2,148
Property Taxes $565$6,780
Electricity $197$2,371
Total$5,486$65,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,091/yr
40% on housing$164,580/yr
45% on housing$146,293/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 98272$360
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98272$365
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$899,000
2026-04-09Listed for sale$924,999
2017-06-26Sold$539,900

For Sale by Agent

AgentAmarpreet Ubbi
BrokerageCENTURY 21 North Homes Realty

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