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6416 Moonseed St, Prospect, KY, 40059

6beds
4baths
3,715sqft
$910,000
$245price/sqft
$6,133/moest. monthly cost
$245,320/yrincome needed

About This Home

Welcome to 6416 Moonseed Street, ideally located in the highly sought-after geothermal section of Norton Commons. This stunning 6-bedroom, 4-bathroom residence blends elegant modern design with exceptional functionality, offering an open-concept layout, thoughtfully curated finishes, and incredible indoor-outdoor living. From the moment you enter, you're greeted by the newly refinished rich hardwood flooring, soaring ceilings, and a sleek, modern fireplace that anchors the main living space. The designer kitchen is truly the heart of the home, featuring ceiling-height slab cabinetry, stainless steel appliances, and a sophisticated mix of matte quartz countertops along the perimeter paired with a striking white quartz island. A metal penny tile backsplash and statement lighting complete the space, creating a refined yet contemporary aesthetic. The first floor offers incredible versatility with a spacious bedroom and full bath—ideal for guests, in-laws, or a private home office—along with a convenient laundry room. Upstairs, the primary suite is a luxurious retreat, featuring a spa-inspired bathroom with custom dual vanities, a walk-in shower with stunning 3D tile, a freestanding soaking tub, and two generous walk-in closets. Three additional bedrooms and a full bath and with new carpet to complete the second level . The beautifully finished lower level is designed for entertaining, showcasing custom floor-to-ceiling cabinetry, a large island with leathered granite countertops, and a cozy family room with an electric fireplace. A dedicated karaoke stage adds a fun and unique touch, while an additional bedroom, full bath, and ample storage provide both comfort and convenience. Step outside to a beautifully designed outdoor living space featuring a covered patio, fully equipped outdoor kitchen, spacious seating area, and a cozy fire pit—perfect for entertaining or relaxing year-round. This North Village home is equipped with energy-efficient and whisper-quiet geothermal heating and cooling. Enjoy unmatched convenience with walkable access to restaurants, shops, schools, playgrounds, the amphitheater, neighborhood pools, and all that Norton Commons has to offer.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

8/10
Norton Commons ElementaryGrades PK-50.2 mi
4/10
Kammerer Middle SchoolGrades 6-84.5 mi
8/10
Ballard High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Area

  • Level: First

Family Room

  • Level: Basement

Features

  • Open Floorplan
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,075
  • Finished area above ground: 2,640

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Heating & Cooling

  • Heating features: Forced Air,Geothermal
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,640
  • Total interior livable area: 3,715 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Other

  • Level: Basement

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 4039N4660000

Features

  • Stories: 2
  • Pool features: Association
  • Patio & porch: Patio,Porch
  • Fencing: Other,Privacy,Wood

Lot

  • Lot size: 6,534 sqft
  • Features: Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,601$55,212
Home Insurance *$359$4,308
Property Taxes $880$10,560
Electricity $293$3,520
Total$6,133$73,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,274/yr
40% on housing$183,990/yr
45% on housing$163,546/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 40059$277
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40059$213
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$960,000
2026-04-04Listed for sale$975,000
2022-11-04Listing removed--
2022-10-30Listed for sale$850,000
2022-10-29Pending sale$850,000
2022-09-30Listed for sale$850,000
2018-07-27Sold$503,000
2017-10-19Sold$97,215

For Sale by Agent

AgentKeren Benabou
BrokerageRE/MAX Premier Properties

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