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17118 Piton Way, Louisville, KY, 40245

5beds
4baths
3,177sqft
$539,999
$170price/sqft
$3,665/moest. monthly cost
$146,600/yrincome needed

About This Home

Welcome to Flat Rock Ridge, where mornings begin with sunlight through the windows and evenings end with the gentle sound of a nearby creek. Built in 2019, this thoughtfully designed 5-bedroom, 3.5 bath home offers more than 3,000 square feet of living space and a setting that feels connected to nature while remaining close to everything you need. A large foyer welcomes you inside, opening to an oversized formal dining room and an airy, open floor plan designed for both everyday living and special gatherings. Along the back of the home, oversized windows fill the space with natural light and frame peaceful views of the wooded backdrop beyond the fully fenced yard. At the center of it all is a kitchen built for bringing people together, featuring abundant cabinetry, a spacious pantry, and a stunning oversized leathered granite island that flows seamlessly into the dining area and cozy living room. Anchored by a creek stone fireplace, this inviting space feels like the heart of the home. A place for holiday celebrations, casual conversations, and memories in the making. Just beyond, the covered deck extends your living space outdoors, creating a comfortable place to gather with friends, fire up the grill, or simply slow down for a few quiet moments with a morning cup of coffee. Surrounded by a wooded backdrop, a fully fenced yard, and the gentle presence of a nearby creek, the setting feels peaceful, private, and wonderfully removed from the pace of everyday life. A convenient half bath and a first-floor bedroom, currently used as a study, complete the main level. Upstairs, the primary suite provides a private retreat with a spacious sitting area, separate vanities, a fully tiled walk-in shower, an oversized Whirlpool tub, a walk-in closet, and its own covered deck for enjoying the outdoors rain or shine. Two additional bedrooms share a Jack-and-Jill bathroom, while a fourth bedroom, another full bath, and second-floor laundry add comfort and convenience to daily life. The unfinished walkout basement offers more than 1,300 square feet of opportunity, ready for your vision and future needs. Located across from Long Run Golf Course and Long Run Park, this home places recreation, nature, and everyday convenience within easy reach. Spend weekends exploring the scenic trails and waterways of The Parklands of Floyds Fork, teeing off at Long Run, the Polo Fields, or Valhalla, or simply enjoying the nearby shopping, dining, schools, and commuter routes. Whether your perfect day involves adventure or relaxation, you'll find plenty of opportunities for both just minutes from home. Some homes check boxes. This one creates the backdrop for life's next chapter.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
Stopher Elementary SchoolGrades PK-53.2 mi
8/10
Crosby Middle SchoolGrades 6-87.0 mi
5/10
Eastern High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,177

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,177
  • Total interior livable area: 3,177 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Sitting Room

  • Level: Second

Property

Details

  • Parcel number: 389603980000

Features

  • Stories: 2
  • Patio & porch: Deck,Patio,Porch
  • Fencing: Full
  • Waterfront features: Creek

Lot

  • Lot size: 6,969 sqft
  • Features: Sidewalk,Cleared

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$253$3,036
Property Taxes $432$5,184
Electricity $250$3,010
Total$3,665$43,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,657/yr
40% on housing$109,950/yr
45% on housing$97,733/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 40245$197
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40245$171
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Price change$539,999
2026-07-07Listed for sale$549,900
2026-06-26Contingent$549,900
2026-06-21Listed for sale$549,900
2026-06-16Listing removed$571,000
2026-06-11Price change$571,000
2026-05-29Price change$580,000
2026-05-26Price change$590,000
2026-05-16Listed for sale$595,000
2019-12-20Sold$387,081
2019-12-13Pending sale$387,081
2019-11-07Price change$387,081
2019-08-26Price change$385,081
2019-08-06Price change$385,331
2019-07-29Price change$383,331
2019-07-22Price change$383,081
2019-07-02Listed for sale$383,331

For Sale by Agent

AgentJennifer O'Brien
BrokerageEXP Realty LLC

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