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106 Columbia St, Cleburne, TX, 76031

1beds
1baths
602sqft
$90,000
$150price/sqft
$949/moest. monthly cost
$37,960/yrincome needed

About This Home

REDUCED SELLER MOTIVATED. BRING YOUR IDEAS AND HAVE A VERY AFFORDABLE PLACE TO LIVE! At present this one needs a little work. Nice Big size Lot. Minutes from DownTown, Great Opportunity for your investor, Landlord or flipper. Property is sold AS-IS with no repairs.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
4/10
Ad Wheat Middle SchoolGrades 6-82.8 mi
5/10
Cleburne High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Speed Internet,Cable TV,Walk-In Closet(s)
  • Flooring: Linoleum

Interior Area

  • Total interior livable area: 602 sqft

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: 126280019690

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 7,492 sqft

Parking

  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance *$89$1,068
Property Taxes $167$2,004
Electricity $238$2,859
Total$949$11,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,537/yr
40% on housing$28,470/yr
45% on housing$25,306/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 5.9%
5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 76031$137
Johnson County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 76031$148
Johnson County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-11Price change$95,000
2026-02-27Price change$98,000
2026-01-29Price change$105,000
2026-01-23Price change$119,900
2025-12-15Price change$124,900
2025-12-13Price change$135,000
2025-10-23Listed for sale$140,000

For Sale by Agent

AgentErnesto Pillado
BrokerageMora Bella, Inc.

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