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318 W Willingham St, Cleburne, TX, 76033

3beds
2baths
1,680sqft
$289,900
$173price/sqft
$2,308/moest. monthly cost
$92,320/yrincome needed

About This Home

MOTIVATED SELLERS JUST REDUCED THE PRICE BY $9,000!! Don’t miss your chance to own this beautifully updated home in one of Cleburne’s most convenient and family-friendly locations! BONUS: This home features a VA assumable interest rate of just 4.625% — and you do NOT have to be a veteran to assume the loan, making this an incredible opportunity in today’s market. Step inside this stunning open-concept 3-bedroom, 2-bathroom home that was completely remodeled in 2019 and designed for modern living. From the spacious layout to the thoughtful upgrades throughout, this home offers comfort, style, and peace of mind all in one package. Recent updates include: • Hardie Plank siding • Double-pane energy-efficient windows • Updated plumbing • Updated electrical The open floor plan creates the perfect atmosphere for entertaining guests, relaxing with family, or simply enjoying everyday life. Outside, you’ll love the huge fully fenced backyard — ideal for kids, pets, BBQs, gatherings, or creating your own private outdoor retreat. LOCATION HIGHLIGHTS: • Walking distance to HEB • Only 6 minutes to highly sought-after Cleburne High School • Less than 10 minutes to Lake Pat Cleburne • Minutes from Cleburne Golf Links Country Club Located in a welcoming community known for strong schools, safety, and small-town charm, this move-in-ready home truly checks all the boxes. Schedule your showing today before this newly reduced gem is gone!

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

6/10
Coleman Elementary SchoolGrades PK-50.9 mi
4/10
Ad Wheat Middle SchoolGrades 6-81.5 mi
5/10
Cleburne High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave

Bedroom

  • Level: First
  • Dimensions: 14 x 11

Bedroom

  • Level: First
  • Dimensions: 15 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 10 x 16

Features

  • Decorative/Designer Lighting Fixtures,Double Vanity,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Cable TV,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,680 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Pantry,Stone Counters,Walk-In Pantry
  • Level: First
  • Dimensions: 12 x 11

Living Room

  • Level: First
  • Dimensions: 14 x 23

Master Bedroom

  • Features: Dual Sinks,En Suite Bathroom,Jetted Tub,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 13 x 12

Property

Details

  • Parcel number: 126280029500
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Front Porch,Covered
  • Fencing: Wood

Lot

  • Lot size: 0.36 Acres
  • Features: Back Yard,Interior Lot,Lawn,Landscaped,Subdivision

Parking

  • Parking features: Driveway,Gravel,No Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$246$2,952
Property Taxes $359$4,308
Electricity $238$2,859
Total$2,308$27,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,131/yr
40% on housing$69,240/yr
45% on housing$61,546/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 5.9%
5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 76033$139
Johnson County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 76033$161
Johnson County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$289,900
2026-03-18Price change$298,900
2026-02-11Listed for sale$299,900
2022-05-02Sold--
2022-04-08Pending sale$279,999
2022-03-30Listing removed--
2022-03-25Listed for sale$279,999
2019-08-06Listing removed$184,900
2019-07-09Pending sale$184,900
2019-06-11Listed for sale$184,900
2018-10-05Listing removed$93,900
2018-09-28Pending sale$93,900
2018-09-20Price change$93,900
2018-09-04Price change$95,900
2018-08-15Price change$97,900
2018-08-13Listed for sale$99,900
2013-10-29Sold--
2013-08-21Price change$68,000
2013-07-12Listed for sale$70,000

For Sale by Agent

AgentKevin Gray
BrokerageVETERANS LANDING REALTY

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