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1503 Whispering Creek Dr, Ballwin, MO, 63021

3beds
3baths
1,351sqft
$229,900
$170price/sqft
$1,662/moest. monthly cost
$66,480/yrincome needed

About This Home

DON'T MISS .. this spectacular 2 story condo that has been meticulously maintained with open floor plan, new electric fireplace in great room, large breakfast room, eat in kitchen and 1/2 bath all on first level, walk upstairs to 3 spacious bedrooms including a vaulted master and 2 full baths, nice storage/office on lower level off garage with laudry area. Rear yard is open and unfenced with nice patio offering privacy and great entertaining space. This complex has amazing amenities including pool and clubhouse. Do not miss your opportunity to have maintenane free living in an amazing location. Newer roof, siding, gutters, screens, and garage door

Getting Around

10
WalkingCar-Dependent
0
TransitNo Nearby Transit
7
BikeSomewhat Bikeable

Schools

4/10
7/10
Parkway South High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area above ground: 1,351

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,351
  • Total interior livable area: 1,351 sqft

Property

Details

  • Parcel number: 25Q142262
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two and a Half

Lot

  • Lot size: 3,580 sqft
  • Features: Back Yard,Level

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Inland Flooding
Lightning
Earthquake
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$141$1,692
Property Taxes $218$2,616
Electricity $141$1,693
Total$1,662$19,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,982/yr
40% on housing$49,860/yr
45% on housing$44,320/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 63021$190
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63021$185
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$237,500
2026-04-06Price change$239,900
2026-03-10Listed for sale$244,900

For Sale by Agent

AgentJulie Kandlbinder
BrokerageKeller Williams Realty St. Louis

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