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320 SECOND ST, Comfort, TX, 78013

2beds
2baths
1,106sqft
$285,000
$258price/sqft
$1,886/moest. monthly cost
$75,440/yrincome needed

About This Home

Charming Pier & Beam Country Home on 0.43 Acres in Comfort, TX This lovely country charmer greets you with a beautiful antique front door featuring sidelights, transom windows, and an original crank door bell - a perfect introduction to the character-rich home inside. Step through the door into a stunning, bright entryway filled with timeless charm. The welcoming foyer showcases soaring ceilings accented by a breathtaking antique-style stained glass chandelier with vibrant dragonfly motifs that casts a warm, artistic glow. Classic white wainscoting pairs beautifully with soft neutral gray walls above, while the front three rooms boast impressive 11-foot beaded board ceilings. To the right of the foyer is the sitting room/living room. To the left, you'll find the first bedroom with a recently updated En-Suite Bathroom with Vintage Charm. This beautifully updated en-suite bathroom perfectly blends classic character with modern comfort. The highlight is a stunning white clawfoot soaking tub with elegant chrome fixtures and a convenient handheld shower - ideal for relaxing after a long day. The space features rich sage-green walls with crisp white trim, creating a serene and timeless feel. The floor is covered in classic black-and-white penny tile, adding vintage personality while remaining easy to maintain. A large white medicine cabinet with glass doors and open shelving provides ample storage. Natural light pours in through the window and this bathroom offers a peaceful retreat with just the right mix of old-world charm and practical updates. Down the hall, the second bedroom offers privacy and direct access to a large 10' x 22' porch overlooking your peaceful and serene backyard. Mature trees with a large level lawn provide a setting ideal for gardening, a game of volleyball or just quiet country living at its best! The large eat-in kitchen retains its vintage charm from days past. The rear antique kitchen door opens to the same porch, yet this part is the 12' x 10' covered section- perfect for entertaining or relaxing with Hill Country breezes. Notable updates include: * Metal roof * Four Mini-Splits * Two Hot Water Heaters * Primary Bath remodel * Electrical updated * All Piers replaced and some beams upgraded on foundation with transferable warranty! Warm, character-filled, and thoughtfully updated, this country gem sits on a generous .43-acre lot in Comfort, Texas. A true Hill Country treasure!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
Comfort Elementary SchoolGrades PK-50.3 mi
7/10
Comfort Middle SchoolGrades 6-80.2 mi
5/10
Comfort High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Pre-Owned

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator,Electric Water Heater
  • Laundry features: Washer Hookup,Dryer Connection

Bedroom2

  • Area: 165

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Area: 143

Features

  • One Living Area,Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Vinyl,Laminate
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Other

Interior Area

  • Total interior livable area: 1,106 sqft

Kitchen

  • Area: 210

Master Bathroom

  • Features: Tub Only
  • Area: 91

Master Bedroom

  • Features: Split
  • Area: 156

Property

Details

  • Parcel number: 1514500001860

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Fencing: Privacy
  • Residential vegetation: Mature Trees

Lot

  • Lot size: 0.43 Acres

Parking

  • Total spaces: 1
  • Parking features: None,One Car Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$141$1,692
Property Taxes $66$792
Electricity $238$2,859
Total$1,886$22,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,662/yr
40% on housing$56,580/yr
45% on housing$50,293/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.4%
5.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -6.8%
-6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 78013$488
Kendall County$460

vs Homes Sold Last Month

Median $/sqft

ZIP 78013$241
Kendall County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$295,000
2020-10-16Sold--
2020-10-06Pending sale$259,000
2020-08-27Listed for sale$259,000
2019-03-18Sold--
2019-02-20Pending sale$239,000
2019-01-23Price change$239,000
2019-01-14Price change$250,000
2019-01-03Price change$264,000
2018-12-19Price change$270,000
2018-12-02Listed for sale$284,000
2013-12-19Listing removed$800
2013-10-23Listed for rent$800

For Sale by Agent

AgentConstance Gannon
BrokerageKeller Williams Boerne

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