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108 Saddle Wood Trl, Comfort, TX, 78013

2beds
2baths
1,152sqft
$900,000
$781price/sqft
$5,268/moest. monthly cost
$210,720/yrincome needed

About This Home

WOW! TWO STATUES OF SOLDIERS GREET YOU ON THE DRIVE UP THE HILL. 40'X 100' METAL BARN WITH BATH AND ELECTRICITY, 3 CAR GARAGE, 2/2 MANUFACTURED HOME (THAT NEEDS A LITTLE TLC) YOU CAN STAY IN WHILE YOU BUILD YOUR DREAM HOUSE (LATER IT BECOMES YOUR GUEST HOUSE). 2 SEPARATE RV SPACES WITH ELECTRICITY & SEPTIC BOTH WITH FANTASTIC VIEWS AND A STOCK TANK THAT HOLDS WATER! ON TOP OF THE HILL YOU HAVE BREATHTAKING 360 DEGREE VIEWS OF THE SURROUNDING HILLS AND VALLEY.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Comfort Elementary SchoolGrades PK-58.5 mi
7/10
Comfort Middle SchoolGrades 6-88.6 mi
5/10
Comfort High SchoolGrades 9-127.6 mi

Construction

Condition

  • Year built: 1979

Materials

  • Construction materials: Other,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Bedroom2

  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,152 sqft

Kitchen

  • Area: 190

Living Room

  • Area: 260

Master Bathroom

  • Area: 105

Master Bedroom

  • Area: 208

Property

Details

  • Parcel number: 1546000000360
  • Other equipment: Small Tanks

Features

  • Stories: 1
  • Topography of land: Hilly,Rocky

Lot

  • Lot size: 20.14 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$447$5,364
Property Taxes $33$396
Electricity $238$2,859
Total$5,268$63,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,617/yr
40% on housing$158,040/yr
45% on housing$140,480/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.4%
5.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -6.8%
-6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$781This listing

vs Other Active Listings

Avg $/sqft

ZIP 78013$469
Kendall County$457

vs Homes Sold Last Month

Median $/sqft

ZIP 78013$241
Kendall County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$900,000
2025-02-26Listing removed$830,000
2024-12-11Price change$830,000
2024-05-03Listed for sale$835,000

For Sale by Agent

AgentDanye Alt
BrokerageFathom Realty

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