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12586 County Road 351, Terrell, TX, 75161

3beds
2baths
2,261sqft
$990,000
$438price/sqft
$6,183/moest. monthly cost
$247,320/yrincome needed

About This Home

Experience peaceful country living on 30 beautiful acres, offering space, privacy, & versatility just minutes from town. This charming 3-bed, 2-bath home with two living areas has been thoughtfully updated with modern touches while maintaining its comfortable ranch-style feel. The renovated open-concept kitchen, dining, & living area creates a bright & welcoming gathering space, enhanced by quartz countertops, designer tile & new laminate flooring throughout the main living areas. Additional improvements incl fresh interior & exterior paint, new insulation & bonus room, providing flexible space for an office or playroom. Major system updates offer peace of mind w a new HVAC system installed in 2024, metal roof added in 2023, & water heater in 2025. Step outside to enjoy the wide-open Texas landscape from the new cement back patio w fencing, perfect for relaxing evenings & outdoor entertaining. The entire 30-acre property w 2 ponds is fully enclosed w barbed wire fencing, offering excellent potential for livestock, horses, or recreational use. A standout feature is the 30’ x 40’ garage & workshop, thoughtfully equipped w 2 - 8' overhead doors, 2 oversized doors, HVAC, foam insulation, water, incl hot water tank, & electricity (220 & 120 v service). The building also includes 7 dog runs, making it ideal for kennel operations, hobby farming, or a variety of business or agricultural uses. Terrell, Texas, is a fast-growing community known for its small-town charm, historic downtown, & convenient access to Dallas, the property is just minutes from Crossroads Shopping Plaza, Tanger Outlets, local dining, & major highways for an easy commute. Terrell also offers nearby recreational lakes, wide-open countryside, & a welcoming rural lifestyle while remaining within reach of the Metroplex. Whether you’re looking for a private ranch retreat, hobby farm, or multi-purpose property, this rare 30-acre opportunity offers space to live, work, & enjoy the best of Texas country living!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

4/10
5/10
Wills Point High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Disposal,Ice Maker,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Dimensions: 13 x 11

Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Features: Fireplace
  • Level: First
  • Dimensions: 21 x 20

Dining Room

  • Level: First
  • Dimensions: 16 x 11

Features

  • Chandelier,Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Wired for Sound
  • Window features: Window Coverings
  • Flooring: Laminate
  • Number of fireplaces: 2
  • Fireplace features: Decorative,Den,Electric,Family Room,Masonry,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,ENERGY STAR Qualified Equipment,Fireplace(s),Propane
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,261 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Eat-in Kitchen,Kitchen Island
  • Level: First
  • Dimensions: 12 x 16

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 24 x 19

Master Bathroom

  • Features: Built-in Features,En Suite Bathroom
  • Level: First
  • Dimensions: 9 x 5

Master Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 15 x 11

Other

  • Features: Dual Sinks,Linen Closet,Stone Counters
  • Level: First
  • Dimensions: 11 x 4

Utility Room

  • Features: Built-in Features,Linen Closet,Utility Room
  • Level: First
  • Dimensions: 11 x 5

Property

Details

  • Parcel number: 4919
  • Other equipment: Negotiable
  • Exclusions: Washer and dryer and fridge in the barn.
  • Horse amenities: Round Pen,Stock Pen(s)

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Front Porch,Patio
  • Exterior features: Dog Run,Garden,Kennel
  • Fencing: Barbed Wire,Electric,Fenced,Front Yard,Gate,Other
  • Waterfront features: Boat Dock/Slip
  • Residential vegetation: Cleared,Pine
  • Horses can be raised: Yes

Lot

  • Lot size: 29.94 Acres
  • Features: Acreage,Agricultural,Hardwood Trees,Pasture,Pond on Lot,Many Trees,Wooded

Parking

  • Total spaces: 2
  • Parking features: Converted Garage,Concrete,Driveway
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Inland Flooding
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,005$60,060
Home Insurance *$589$7,068
Property Taxes $341$4,092
Electricity $248$2,979
Total$6,183$74,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$211,988/yr
40% on housing$185,490/yr
45% on housing$164,880/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.1%
4.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$438This listing

vs Other Active Listings

Avg $/sqft

ZIP 75161$150
Kaufman County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 75161$206
Kaufman County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-05Listed for sale$995,000
2016-03-02Sold--
2016-01-20Pending sale$295,900
2015-11-16Listed for sale$295,900

For Sale by Agent

AgentSusie Grant, Berkshire HathawayHS PenFed TX
BrokerageBerkshire HathawayHS PenFed TX

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