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741 Ridgeside Dr APT A, Ballwin, MO, 63021

2beds
2baths
868sqft
$168,500
$194price/sqft
$1,256/moest. monthly cost
$50,240/yrincome needed

About This Home

Move-in ready 2-bedroom, 2 bath ground floor condo in the desirable Treetop Condominiums! This inviting home features an open floor plan filled with natural light, eat-in kitchen with pantry and stainless steel appliances, easy-care vinyl plank flooring throughout the main living areas. The primary suite offers a private full bath and generous closet space, while the second bedroom and hall bath provide comfort for guest or a home office. Step through the sliding glass doors to your private patio overlooking peaceful wooded views, complete with an attached storage closet. Enjoy the convenience of in-unit laundry, assigned parking, and low-maintenance living. Treetop Condominiums includes two swimming pools, a clubhouse, picnic areas, paths, community garden, and beautifully maintained common grounds.

Getting Around

42
WalkingCar-Dependent
0
TransitNo Nearby Transit
8
BikeSomewhat Bikeable

Schools

6/10
7/10
Parkway South High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1988

Materials

  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Apartment Style
  • Property subType: Condominium,Apartment

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Exhaust Fan,Freezer,Microwave,Oven,Refrigerator,Washer/Dryer Stacked,Water Heater
  • Laundry features: In Hall,Main Level,In Unit

Basement

  • Basement: None

Bathroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Bedroom

  • Level: Main

Bedroom2

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Kitchen/Dining Room Combo,Open Floorplan,Shower,Soaking Tub
  • Finished area above ground: 868

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 868
  • Total interior livable area: 868 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Living Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Property

Details

  • Parcel number: 25R641492
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: Outdoor Pool
  • Patio & porch: Covered,Patio
  • Exterior features: Storage

Lot

  • Lot size: 3,894 sqft
  • Features: Adjoins Wooded Area,Cul-De-Sac,Wooded

Parking

  • Parking features: Additional Parking,Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Inland Flooding
Lightning
Earthquake
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $852$10,224
Home Insurance *$103$1,236
Property Taxes $160$1,920
Electricity $141$1,693
Total$1,256$15,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,062/yr
40% on housing$37,680/yr
45% on housing$33,493/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 63021$191
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63021$185
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$165,500
2026-07-31Listed for sale$168,500
2024-02-15Sold--
2024-01-19Pending sale$150,000
2024-01-14Listed for sale$150,000
2004-01-14Sold--
2002-07-18Sold--

For Sale by Agent

AgentJonathan Minerick
BrokerageHomeCoin.com

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