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5562 Cedar Creek Dr, Kemp, TX, 75143

3beds
2baths
1,980sqft
$359,000
$181price/sqft
$2,727/moest. monthly cost
$109,080/yrincome needed

About This Home

Tucked away on almost four acres in a heavily treed, park-like setting, this beautiful custom home offers the perfect blend of privacy, space, and everyday convenience. The impressive open floorplan creates a seamless flow between living and dining areas, all centered around a great kitchen designed with abundant storage and functionality in mind. Expansive views connect the kitchen to every main living space, making it ideal for both entertaining and relaxed daily living. The bedrooms are thoughtfully placed within the floorplan to provide comfort and privacy, while the serene natural surroundings create a peaceful retreat right at home. That house is all steel frame construction with 6 inch insulated walls. It's freeway friendly and near a local golf course. The area is all ranch style homes and many have horses. It's at the end of the road and surrounded by trees and a creek to the rear. The neighbor's horses greet at the gate. Ideally located with easy access to South of I-20, 30 miles south on 175. This property is served by acclaimed PISD and is just minutes from shopping, dining, and area amenities, offering a rare opportunity to enjoy a tranquil setting without sacrificing convenience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Kemp Intermediate SchoolGrades 3-53.4 mi
2/10
Kemp Junior High SchoolGrades 6-83.3 mi
3/10
Kemp High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater

Basement

  • Has basement: Yes

Bedroom

  • Features: Built-in Features
  • Level: First
  • Dimensions: 11 x 11

Bedroom

  • Level: First
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 14 x 13

Features

  • Cable TV
  • Flooring: Combination

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,980 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Eat-in Kitchen,Kitchen Island
  • Level: First
  • Dimensions: 19 x 14

Living Room

  • Level: First
  • Dimensions: 18 x 12

Master Bedroom

  • Features: Garden Tub/Roman Tub,Separate Shower
  • Level: First
  • Dimensions: 13 x 12

Property

Details

  • Parcel number: 20124

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Residential vegetation: Grassed

Lot

  • Lot size: 3.98 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$285$3,420
Property Taxes $389$4,668
Electricity $238$2,859
Total$2,727$32,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,497/yr
40% on housing$81,810/yr
45% on housing$72,720/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.1%
4.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 75143$210
Kaufman County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 75143$190
Kaufman County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-30Listed for sale$359,000
2026-03-21Listing removed$399,900
2026-03-17Price change$399,900
2026-02-21Price change$425,000
2026-02-13Listed for sale$500,000

For Sale by Agent

AgentVincent Adams
BrokerageOrchard Brokerage

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