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304 Roberts Ave, Terrell, TX, 75160

2beds
1baths
1,107sqft
$139,900
$126price/sqft
$1,193/moest. monthly cost
$47,720/yrincome needed

About This Home

Whether you're looking for your first home or your next investment opportunity, this property offers incredible potential in the growing Terrell market. Featuring a functional layout and plenty of opportunity to add your personal touches, this home is an excellent option for buyers seeking value and future upside. Conveniently located with easy access to schools, shopping, dining, and major highways, it's ideal for commuters and everyday living. Investors will appreciate the strong rental potential and value-add possibilities, while first-time buyers will love the chance to build equity instead of paying rent. Don't miss this affordable opportunity to own in a rapidly growing area with endless possibilities!

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

3/10
Terrell High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1946

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Gas Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Cable TV

Interior Area

  • Total interior livable area: 1,107 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 23280

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 5,575 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached Carport,Additional Parking,Covered,Driveway,On Street
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$133$1,596
Property Taxes $115$1,380
Electricity $238$2,859
Total$1,193$14,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,902/yr
40% on housing$35,790/yr
45% on housing$31,813/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.1%
4.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 75160$158
Kaufman County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 75160$165
Kaufman County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Price change$139,900
2026-07-23Listed for sale$149,900
2026-07-20Contingent$149,900
2026-07-16Price change$149,900
2021-03-08Pending sale$130,000
2021-02-25Listed for sale$130,000
2018-11-09Sold--
2018-10-23Pending sale$94,000
2018-10-11Listed for sale$94,000

For Sale by Agent

AgentAyden McDonald
BrokerageMcDonald Realty Team

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