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608 N Catherine St, Terrell, TX, 75160

3beds
3baths
2,206sqft
$349,950
$159price/sqft
$2,778/moest. monthly cost
$111,120/yrincome needed

About This Home

This beautifully restored home, originally built in the early 1900s, received a complete, from-the-foundation-up renovation in 2022, blending historic charm with contemporary luxury and efficiency. Impressive chef’s kitchen with custom-built cabinets providing abundant storage and elegant style, complemented by a large central island that serves as a natural gathering spot. Sleek quartz countertops offer durability and timeless appeal, while the 5-burner gas range delivers precise cooking control. A thoughtful pot filler faucet adds convenience over the range, and a spacious walk-in pantry keeps everything neatly organized and within reach. Downstairs, the main level features two generously proportioned bedrooms. The master bedroom is a serene sanctuary, complete with a luxurious ensuite bathroom showcasing double vanities with quartz counters, a sleek frameless glass shower! A large walk-in closet connects directly to the laundry room for seamless daily convenience. Upstairs, a loft area opens to a third bedroom and an additional full bathroom with a frameless glass shower, creating versatile space for a home office, playroom, guest suite, or cozy retreat. Step outside to enjoy classic covered porches both front and back—perfect spots for morning coffee, evening relaxation, or watching the neighborhood go by. The property also includes a spacious garage with electrical service and a durable concrete floor, ready for vehicles, hobbies, or extra storage. Energy efficient features such as the vinyl windows and tankless hot water heater ensure comfort and endless hot water on demand. With its thoughtful fusion of period character and 21st-century refinements, this home offers the rare combination of authentic historic appeal and move-in-ready modern living! Located down the street from the Historic Terrell School building! This neighborhood and the City of Terrell are both, a history lover's delight!

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

3/10
3/10
Terrell High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Pillar/Post/Pier

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Tankless Water Heater,Vented Exhaust Fan

Bedroom

  • Level: First
  • Dimensions: 11 x 12

Bedroom

  • Level: Second
  • Dimensions: 18 x 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Dimensions: 16 x 15

Features

  • High Speed Internet,Pantry,Cable TV

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,206 sqft

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 15 x 15

Master Bedroom

  • Features: Dual Sinks,En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 15 x 12

Property

Details

  • Parcel number: 40778

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 9,844 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage,Gravel,Gated
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$333$3,996
Property Taxes $434$5,208
Electricity $242$2,906
Total$2,778$33,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,245/yr
40% on housing$83,340/yr
45% on housing$74,080/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.1%
4.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 75160$156
Kaufman County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 75160$165
Kaufman County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$369,950
2026-02-25Listed for sale$399,950
2023-04-12Sold--
2023-04-05Pending sale$345,000
2023-03-31Contingent$345,000
2023-03-22Listed for sale$345,000
2023-03-21Listing removed$359,000
2023-01-22Price change$359,000
2023-01-11Price change$364,900
2022-12-17Price change$370,000
2022-12-07Price change$374,900
2022-11-28Price change$380,000
2022-11-09Listed for sale$398,000
2021-09-14Sold--
2021-08-30Pending sale$110,000
2021-08-17Listed for sale$110,000
2021-08-13Pending sale$110,000
2021-08-03Price change$110,000
2021-06-03Price change$130,000
2021-05-21Listed for sale$140,000

For Sale by Agent

AgentJory Walker
BrokerageEbby Halliday, REALTORS

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