See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

224 Elm Dr, Terrell, TX, 75160

2beds
2baths
1,679sqft
$275,000
$164price/sqft
$2,018/moest. monthly cost
$80,720/yrincome needed

About This Home

Welcome to this beautifully maintained 2-bedroom, 2-bath home nestled on nearly half an acre along one of Terrell's most desirable streets. From the moment you arrive, the inviting walkway sets the tone for the warmth and charm found throughout. Step inside to a light-filled living and dining area for both comfort and entertaining, featuring elegant crown molding, recessed lighting, ornamental chandelier, and plantation shutters. The kitchen offers a bright and airy feel with white cabinetry, open shelving, light countertops, and wood-style flooring, all complemented by a functional peninsula, and adjoining dining space. A versatile study-office provides the perfect work from home retreat, complete with vaulted wood ceilings, built-in desk and cabinetry, and a cozy sitting area. The spacious den continues the home's inviting atmosphere with built-in bookcases, plantation shutters, and plenty of room to relax. The primary bedroom is a peaceful haven with abundant natural light, plantation shutters, and refined finishes. The adjacent bath features granite countertops, a beautifully tiled walk-in shower, and ample built-in storage. The guest bedroom is equally well-appointed with its own ensuite bath, offering granite surfaces, a tub, and stylish tilework. A flexible bonus room adds even more functionality -- ideal for hobbies, a workout space, or additional storage -- with durable stone flooring and built-in cabinetry. Outdoors, enjoy the expansive backyard with plenty of space to entertain, garden, or simply unwind, along with a 10x12 storage shed for added convenience. Perfectly located with easy access to Hwy 80, this home offers a seamless commute to Dallas and is just minutes from local shopping and dining. With a new roof in 2023 and HVAC replaced in 2024, this property combines timeless charm with modern peace of mind.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
Terrell High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dishwasher,Gas Cooktop,Disposal,Gas Oven,Plumbed For Gas

Bedroom

  • Features: En Suite Bathroom
  • Level: First
  • Dimensions: 12 x 13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: First
  • Dimensions: 9 x 11

Den

  • Features: Built-in Features,Ceiling Fan(s)
  • Level: First
  • Dimensions: 19 x 14

Dining Room

  • Level: First
  • Dimensions: 7 x 14

Dining Room

  • Level: First
  • Dimensions: 11 x 10

Features

  • Chandelier,Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,High Speed Internet,Pantry,Cable TV
  • Window features: Shutters,Window Coverings
  • Flooring: Carpet,Ceramic Tile,Other

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,679 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Eat-in Kitchen,Galley Kitchen,Solid Surface Counters
  • Level: First
  • Dimensions: 15 x 10

Living Room

  • Level: First
  • Dimensions: 14 x 14

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 14 x 12

Office

  • Features: Built-in Features,Other
  • Level: First
  • Dimensions: 15 x 10

Other

  • Features: Built-in Features,En Suite Bathroom,Linen Closet,Stone Counters
  • Level: First
  • Dimensions: 8 x 6

Other

  • Features: Built-in Features,Linen Closet,Stone Counters,Separate Shower
  • Level: First
  • Dimensions: 10 x 8

Utility Room

  • Level: First
  • Dimensions: 15 x 6

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 41006
  • Other equipment: Other

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Covered
  • Exterior features: Rain Gutters
  • Fencing: Chain Link

Lot

  • Lot size: 0.44 Acres
  • Features: Back Yard,Lawn,Landscaped,Level,Sprinkler System,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Concrete,Door-Multi,Garage Faces Front,Garage,Garage Door Opener,Kitchen Level,Lighted,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$261$3,132
Property Taxes $129$1,548
Electricity $238$2,859
Total$2,018$24,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,188/yr
40% on housing$60,540/yr
45% on housing$53,813/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.1%
4.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 75160$157
Kaufman County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 75160$165
Kaufman County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$275,000
2026-04-09Listed for sale$289,000
1989-08-01Sold--

For Sale by Agent

AgentRandy Lochhead
BrokerageRandy Lochhead, REALTOR

Similar Homes