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314 Greenwood St, Terrell, TX, 75160

3beds
2baths
1,435sqft
$238,000
$166price/sqft
$1,802/moest. monthly cost
$72,080/yrincome needed

About This Home

BACK ON THE MARKET ! Sellers were not at fault lending fell through. This newly remodeled home exudes warmth, style, and modern elegance from the moment you step inside. Its open and airy layout creates a welcoming flow, making the living spaces feel bright, spacious, and perfect for both relaxing and entertaining. Thoughtful upgrades throughout the home add a touch of sophistication while still keeping the atmosphere comfortable and inviting. Ideally located just minutes from downtown Terrell, you’ll enjoy convenient access to charming local shops, dining, and entertainment, along with nearby shopping centers and schools. This home offers the perfect blend of contemporary living and everyday convenience, making it a wonderful place to settle in and enjoy. An exceptional opportunity you won’t want to miss!

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

3/10
3/10
Terrell High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1980

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Vented Exhaust Fan

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Granite Counters,Walk-In Closet(s)

Interior Area

  • Total interior livable area: 1,435 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bathroom

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Other

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 42692

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 8,276 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,203$14,436
Home Insurance *$226$2,712
Property Taxes $135$1,620
Electricity $238$2,859
Total$1,802$21,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,782/yr
40% on housing$54,060/yr
45% on housing$48,053/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.1%
4.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 75160$157
Kaufman County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 75160$165
Kaufman County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$244,999
2026-04-14Contingent$245,000
2026-03-09Price change$245,000
2026-02-09Price change$253,999
2025-11-20Listed for sale$255,000

For Sale by Agent

AgentSammy Saavedra
BrokerageAll City

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