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1724 Zagota Crossing Rd, Terrell, TX, 75161

--beds
--baths
3,787sqft
$399,999
$106price/sqft
$3,116/moest. monthly cost
$124,640/yrincome needed

About This Home

Step into a piece of history with this charming 1896 country home, perfectly situated on 5 sprawling acres that offer peaceful, private living with a true country feel — yet conveniently close to I-20 for easy commuting. This unique property boasts a stunning turret that adds classic Victorian character and provides a cozy nook filled with natural light. The home features an open-concept floor plan designed to maximize space and flow, blending vintage charm with modern potential. Currently in various stages of renovation, this residence invites you to put your personal touch on its interior spaces. Architectural details abound, giving you a rare opportunity to restore and customize a historic home exactly to your taste. Enjoy relaxing summer days by the in-ground pool, perfect for entertaining family and friends or simply unwinding in your own private retreat. For hobbyists, car enthusiasts, or those needing ample storage and workspace, a detached 3-car shop provides plenty of room for projects and vehicles. This property truly combines the best of country living — tranquil, spacious, and full of character — with the convenience of being just minutes from I-20, making it easy to enjoy both rural serenity and city amenities. Don’t miss this rare opportunity to own a turreted treasure with abundant potential and scenic acreage. Schedule your private tour today and start envisioning the future in this timeless home. Please note, due to the ongoing renovations, this property will require cash or renovation loan financing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Terrell High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 1896

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Features

  • Open Floorplan

Interior Area

  • Total interior livable area: 3,787 sqft

Property

Details

  • Parcel number: 45186

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Pool

Lot

  • Lot size: 5 Acres

Parking

  • Parking features: See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$238$2,856
Property Taxes $441$5,292
Electricity $415$4,990
Total$3,116$37,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,834/yr
40% on housing$93,480/yr
45% on housing$83,093/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.1%
4.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 75161$172
Kaufman County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 75161$206
Kaufman County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-20Price change$399,999
2025-10-13Listed for sale$449,999
2022-03-24Sold--
2022-03-04Pending sale$355,000
2022-02-24Listed for sale$355,000
2022-02-21Contingent$399,000
2022-01-21Listed for sale$399,000
2018-10-15Listing removed$295,000
2018-09-24Price change$295,000
2018-09-13Price change$299,800
2018-08-02Price change$299,900
2018-07-19Listed for sale$300,000

For Sale by Agent

AgentDana Geerts
BrokerageCENTURY 21 Judge Fite Co.

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