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9881 Fosters Bnd, Cleveland, TX, 77328

3beds
3baths
2,423sqft
$475,000
$196price/sqft
$3,507/moest. monthly cost
$140,280/yrincome needed

About This Home

Embrace the charm of this timeless 2-story home set on a spacious lot in the Fostoria Oaks community, featuring 3 bedrooms, 2.5 bathrooms, and a nice open layout. You will be greeted by a warm living area with wood-burning fireplace, custom cabinetry, and large multi-pane windows for natural lighting. The open kitchen showcases a breakfast bar, laminate countertops, ample cabinetry, and a pantry, while the first-floor primary suite offers privacy and comfort with front-yard views and an en-suite bath with double sinks, soaking tub, separate shower, and 2 walk-in closets. Outdoors, you’ll find a welcoming front porch, detached garage, additional parking, back porch, covered patio, and expansive green space, providing plenty of room to garden, play, or personalize. Fostoria Oaks is known for its larger homesites, peaceful setting, and country-style atmosphere with space to spread out. Conveniently accessible to Hwy 105, Conroe, New Caney, and the greater Houston area.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
3/10
2/10
Splendora High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Microwave,Gas Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • 2 Bedrooms Up,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,423
  • Total interior livable area: 2,423 sqft

Kitchen

  • Features: Breakfast Bar

Master Bathroom

  • Features: Half Bath,Primary Bath: Double Sinks,Primary Bath: Separate Shower,Primary Bath: Soaking Tub,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 237550
  • Exclusions: See Exclusions List

Features

  • Stories: 2
  • Patio & porch: Covered
  • Exterior features: Back Green Space

Lot

  • Lot size: 3.33 Acres
  • Features: Wooded,2 Up to 5 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Additional Parking,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$315$3,780
Property Taxes $525$6,300
Electricity $266$3,192
Total$3,507$42,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,240/yr
40% on housing$105,210/yr
45% on housing$93,520/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 77328$205
Montgomery County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 77328
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Listed for sale$475,000

For Sale by Agent

AgentLance Loken
BrokerageKeller Williams Platinum

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