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11620 Fostoria Rd, Cleveland, TX, 77328

3beds
3baths
1,866sqft
$350,000
$188price/sqft
$2,379/moest. monthly cost
$95,160/yrincome needed

About This Home

±1,866 SF 3-bedroom, 3-bath residence situated on a fenced property along the growing Fostoria Road corridor. The home has been completely updated, offering move-in ready condition for residential use or potential commercial adaptation. The property includes a garage equipped with plumbing for a future bathroom, a separate storage shed, and multiple fenced sections ideal for security, pets, equipment, or light commercial operations. With excellent visibility and easy access to SH-105 and US-59/I-69, this site delivers both comfort and versatility for an owner-user, small business, or investment.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

3/10
3/10
2/10
Splendora High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Block & Beam
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Oven,Microwave,Electric Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • All Bedrooms Down
  • Flooring: Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,866
  • Total interior livable area: 1,866 sqft

Kitchen

  • Features: Kitchen Island,Kitchen open to Family Room,Pot Filler

Master Bathroom

  • Features: Primary Bath: Double Sinks,Primary Bath: Shower Only,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 90872

Features

  • Stories: 1
  • Fencing: Back Yard

Lot

  • Lot size: 0.69 Acres
  • Features: Back Yard,Cleared,1/2 Up to 1 Acre

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$232$2,784
Property Taxes $140$1,680
Electricity $238$2,859
Total$2,379$28,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,565/yr
40% on housing$71,370/yr
45% on housing$63,440/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 77328$206
Montgomery County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 77328
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-19Listed for sale$425,000

For Sale by Agent

AgentAnne Vickery
BrokerageAnne Vickery & Associates Realty, LLC

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