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31814 Oak Xing, Magnolia, TX, 77355

3beds
2baths
1,790sqft
$264,900
$148price/sqft
$1,870/moest. monthly cost
$74,800/yrincome needed

About This Home

Charming single-story home situated on a spacious half acre corner lot, offering privacy, functionality and thoughtful updates throughout. This 3 bdrm 2 bath home features tile flooring in the main living areas, granite countertops in the kitchen and marble finishes in the bathrooms. The primary suite offers dual sinks, a walk-in shower with updated sliding door access. Enjoy peace of mind with a roof replaced in 2021, newer A/C. Oversized back patio perfect for entertaining, while the workshop/storage shed adds versatility for hobbies or extra storage. Wood burning fireplace, all electric utilities, septic system, refrigerator is negotiable making this home move in ready! Conveniently located and zoned to highly regarded Magnolia ISD. This property offers the perfect blend of comfort, character, and everyday functionality.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
6/10
5/10
Magnolia West High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,790
  • Total interior livable area: 1,790 sqft

Property

Details

  • Parcel number: 122252

Features

  • Stories: 1
  • Patio & porch: Patio/Deck
  • Fencing: Back Yard,Partial

Lot

  • Lot size: 0.50 Acres
  • Features: Back Yard,Corner Lot,Subdivided,1/4 Up to 1/2 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$248$2,976
Property Taxes $45$540
Electricity $238$2,859
Total$1,870$22,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,114/yr
40% on housing$56,100/yr
45% on housing$49,866/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 77355$287
Montgomery County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 77355$159
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Pending sale$264,900
2026-05-08Listed for sale$264,900

For Sale by Agent

AgentHolly Waldrum
BrokerageExecutive Texas Realty

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