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10915 Ridge Forest Dr, Saint Louis, MO, 63123

4beds
2baths
1,537sqft
$359,900
$234price/sqft
$2,552/moest. monthly cost
$102,080/yrincome needed

About This Home

Welcome home to this beautifully maintained 4-bedroom, 2-bath home in the highly sought-after Lindbergh School District! Thoughtfully designed with flexibility in mind, the home offers a main-floor bedroom, three additional bedrooms upstairs, and a spacious bonus room in the walk out lower level that's perfect as a fifth bedroom, family room, playroom, home office, or whatever you want to make it! Inside, you'll find laminate flooring throughout and an updated kitchen featuring stainless steel appliances, making it both stylish and functional. Step outside to your own backyard retreat where a brand-new deck overlooks a wooded area, creating the perfect place to enjoy your morning coffee, unwind after a long day, or entertain friends and family. The newly landscaped backyard enhances the peaceful setting while providing plenty of space to enjoy the outdoors. Additional highlights include a 2-car garage, flexible living spaces, and a location that combines privacy with convenience to shopping, restaurants, parks, and highways. This move-in-ready home offers the perfect blend of comfort, space, and a serene backyard setting—don't miss your opportunity to make it yours!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
6/10
Truman Middle SchoolGrades 6-82.2 mi
9/10
Lindbergh Sr. High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1960

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level,Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Finished area above ground: 1,303

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,537
  • Total interior livable area: 1,537 sqft

Property

Details

  • Parcel number: 27K431137
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 0.44 Acres
  • Features: Back Yard,Front Yard,Landscaped,Many Trees,Wooded

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Earthquake
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$251$3,012
Property Taxes $341$4,092
Electricity $141$1,693
Total$2,552$30,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,497/yr
40% on housing$76,560/yr
45% on housing$68,053/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 63123$142
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63123$190
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$349,900
2026-08-10Price change$349,900
2026-07-27Price change$359,900
2026-07-16Listed for sale$369,900
2020-12-31Sold--
2020-11-29Pending sale$239,000
2020-11-19Price change$239,000
2020-11-06Listed for sale$249,900
2020-06-02Sold--
2020-04-30Sold--
2020-04-07Pending sale$179,900
2020-04-01Price change$179,900
2020-03-25Price change$189,900
2020-03-20Listed for sale$199,000
2004-01-02Sold--

For Sale by Agent

AgentEmily A Rafferty
BrokerageCompass Realty Group

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