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638 Retama Ave, Taft, TX, 78390

5beds
5baths
4,475sqft
$399,000
$89price/sqft
$2,928/moest. monthly cost
$117,120/yrincome needed

About This Home

Located on a spacious corner lot in Taft, this exceptional estate offers over 4,000 square feet of comfort, style, and timeless charm. Designed with both everyday living and entertaining in mind, the home features a 3-car garage and a thoughtfully laid-out floor plan. Inside, you’ll find two generous living areas, two dining areas, and a spacious kitchen—creating the perfect setting for both entertaining guests and enjoying quiet evenings at home. The oversized primary suite serves as a private retreat, complete with ample space to relax and an ensuite bathroom for added comfort. The living area features vaulted ceilings, custom built-ins, and a spiral staircase up to the second floor, where you will find spacious bedrooms and a balcony hallway. Step outside to a beautiful closed-in patio and a large backyard built for enjoying South Texas evenings, offering plenty of room to entertain, unwind, or create your own outdoor oasis. With abundant space throughout and endless potential to personalize, this property is ready to become your forever home!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

2/10
4/10
Taft High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Disposal,Range Hood
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Wet Bar,Intercom,Primary Downstairs,Split Bedrooms,Skylights,Cable TV
  • Window features: Skylight(s)
  • Flooring: Carpet,Laminate,Terrazzo
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,475
  • Total interior livable area: 4,475 sqft

Property

Details

  • Parcel number: 55683
  • Other equipment: Intercom

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Enclosed,Patio
  • Exterior features: Patio
  • Fencing: Brick,Chain Link,Wood

Lot

  • Lot size: 0.42 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Concrete,Garage,Rear/Side/Off Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Tornado
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$209$2,508
Property Taxes $211$2,532
Electricity $491$5,896
Total$2,928$35,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,388/yr
40% on housing$87,840/yr
45% on housing$78,080/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.8%
1.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 78390$86
San Patricio County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78390
San Patricio County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$399,000

For Sale by Agent

AgentKerry Simmons
BrokerageLuxe Realty Group

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