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9651 County Road 505, Mathis, TX, 78368

2beds
2baths
1,214sqft
$199,900
$165price/sqft
$1,497/moest. monthly cost
$59,880/yrincome needed

About This Home

Great home in the Mathis Lake area. This 2-bedroom 2 bath home was built in 2019 and has 1212 sq ft of living space. Great place to make a home close to Lake Mathis. Plenty of yard in the back where you can set up a patio for gatherings and special events. House is on stilts. Includes a Handi-cap Lift by front stairs. Great fishing spots in the area! Title has been started with Security Title.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
3/10
Mathis Middle SchoolGrades 6-83.9 mi
4/10
Mathis High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Open Floorplan
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Electric,Central Air

Interior Area

  • Total structure area: 1,214
  • Total interior livable area: 1,214 sqft

Property

Details

  • Parcel number: 59532
  • Special condition: Relocation

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 0.43 Acres
  • Features: Interior Lot

Parking

  • Total spaces: 2
  • Parking features: Front Entry

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Drought
Hurricane
Inland Flooding
Tornado
Hail
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$230$2,760
Property Taxes $19$228
Electricity $238$2,859
Total$1,497$17,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,325/yr
40% on housing$44,910/yr
45% on housing$39,920/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.8%
1.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 78368$150
San Patricio County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78368
San Patricio County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-04Listed for sale$227,900
2008-10-14Sold--

For Sale by Agent

AgentMary Lou Herrera
BrokerageRE/MAX Professionals

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