115 Lake Terrace, Lake City, TX, 78368
About This Home
Welcome to Lake" - Your Charming Lakefront Retreat at 115 Lake Terrace Escape to your own private lakefront sanctuary where rustic charm meets waterfront living! This delightful 2-bedroom, 1-bathroom home offers the perfect blend of cozy comfort and outdoor adventure, complete with direct boat access to make every day feel like a vacation. Key Features: * Authentic Lakefront Character - Charming home with genuine lake house appeal * 2 Comfortable Bedrooms & 1 Full Bathroom - Perfect for getaways or full-time living * Direct Boat Access - Launch your adventures right from your backyard * Spacious Outdoor Living - Beautiful deck space ideal for morning coffee and sunset relaxation * Mature Tree Canopy - Natural shade and privacy from established trees * Storage Solutions - Garage and outbuilding for all your lake toys and equipment * Unique Artistic Touches - Distinctive decorative elements add personality and charm Outdoor Paradise: The expansive deck showcases beautiful carved accents and provides the perfect space for entertaining, fishing, or simply soaking in the peaceful lake atmosphere. Mature trees offer natural privacy while the open yard provides plenty of space for outdoor activities. Lake Lifestyle Benefits: This isn't just a house - it's your gateway to the lake lifestyle! Whether you're seeking a weekend retreat, investment property, or year-round residence, this property offers endless possibilities for relaxation and recreation. Perfect For: Weekend lake retreats Full-time lakefront living Investment/rental property Boating enthusiasts Anyone seeking peaceful waterfront living Ready to start living the lake life? This unique property won't last long - schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Pre-Owned
- Year built: 1961
Materials
- Roof: Composition
- Construction materials: Wood Siding,Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedroom2
- Area: 56
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Family Room
- Area: 99
Features
- One Living Area,Master Downstairs,Ceiling Fan(s)
- Flooring: Carpet
- Fireplace features: Not Applicable
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total interior livable area: 768 sqft
Kitchen
- Area: 42
Master Bedroom
- Area: 72
Property
Details
- Parcel number: 067100020014000
Features
- Levels: One
- Stories: 1
- Pool features: None
- Exterior features: Dock
- On waterfront: Yes
- Waterfront features: Lake Front,Water Front Unimproved
- Residential vegetation: Mature Trees
Lot
- Lot size: 9,147 sqft
- Features: Cul-De-Sac
Parking
- Total spaces: 1
- Parking features: One Car Garage,Detached,Attached,Pad Only (Off Street),RV/Boat Parking
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Hurricane
- Inland Flooding
- Tornado
- Hail
- Heat Wave
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $606 | $7,272 |
| Home Insurance * | $230 | $2,760 |
| Property Taxes | $8 | $96 |
| Electricity | $238 | $2,859 |
| Total | $1,082 | $12,984 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Listing removed | $800 |
| 2026-04-02 | Listed for rent | $800 |
| 2026-03-17 | Price change | $130,000 |
| 2026-02-02 | Price change | $150,000 |
| 2025-03-03 | Listed for sale | $130,000 |
| 2025-01-24 | Pending sale | $130,000 |
| 2025-01-15 | Contingent | $130,000 |
| 2024-10-21 | Price change | $130,000 |
| 2024-07-19 | Price change | $150,000 |
| 2024-07-02 | Listed for sale | $175,000 |
| 2022-07-01 | Listing removed | -- |
| 2022-06-11 | Pending sale | $189,000 |
| 2022-06-06 | Contingent | $189,000 |
| 2022-05-09 | Listed for sale | $189,000 |
| 1996-10-21 | Sold | -- |
For Sale by Agent
View on Zillow