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303 Elm St, Portland, TX, 78374

2beds
1baths
936sqft
$185,000
$198price/sqft
$1,726/moest. monthly cost
$69,040/yrincome needed

About This Home

Location, Location, Location! This charming 2-bedroom, 1-bath home is located in the highly desired Portland area and sits on a spacious corner lot. Full of character and comfort, this adorable home is perfect for first-time homebuyers, investors, or those looking to downsize.The interior has been remodled and features an open-concept floor plan designed for modern living and entertaining. Recent improvements include a new roof (2022), new HVAC system, and updated electrical wiring, providing peace of mind for years to come. The appeal extends beyond the home itself. Conveniently located near shopping, dining, parks, schools, and everyday amenities, you'll enjoy having everything you need just minutes away. The property is within walking distance of Fifth & Elm, Portland's newest entertainment destination, as well as Violet Andrews Park, offering endless opportunities for recreation and community engagement. As Portland continues to grow with exciting new developments and amenities, this property presents an outstanding opportunity to enjoy the benefits of a thriving community while making a smart investment. Whether you're searching for a place to call home or an income-producing property, this home offers tremendous potential. Additional features include a storage shed that will convey with the property, all-electric utilities, city water and sewer service, and no HOA. Motivated seller's, willing to pay towards closing cost. contact your favorite agent to view today!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
6/10
6/10

Construction

Condition

  • Year built: 1938

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Free-Standing Range,Dryer,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Air Filtration
  • Flooring: Hardwood,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 936
  • Total interior livable area: 936 sqft

Property

Details

  • Parcel number: 69979
  • Special condition: Relocation

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Storage
  • Fencing: Chain Link

Lot

  • Lot size: 7,500 sqft
  • Features: Corner Lot

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$203$2,436
Property Taxes $350$4,200
Electricity $238$2,859
Total$1,726$20,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,177/yr
40% on housing$51,780/yr
45% on housing$46,026/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.8%
1.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 78374$143
San Patricio County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78374
San Patricio County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$185,000
2026-06-16Price change$190,000
2026-06-13Listed for sale$196,000
2017-02-14Listing removed$87,900
2017-01-19Pending sale$87,900
2016-12-01Price change$87,900
2016-11-05Price change$94,900
2016-10-14Price change$99,000
2016-10-08Listed for sale$104,900
2015-03-13Listing removed$73,000
2015-03-04Listed for sale$73,000
2010-09-26Listing removed$69,990
2010-03-27Price change$69,990
2009-08-04Price change$75,000
2009-04-30Price change$89,900
2009-04-25Listed for sale$99,500

For Sale by Agent

AgentRachel Anduja
BrokerageBerkshire Hathaway HomeService

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