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105 E Elm St, Taft, TX, 78390

2beds
2baths
1,235sqft
$180,000
$146price/sqft
$1,358/moest. monthly cost
$54,320/yrincome needed

About This Home

Move-In Ready & Affordable, Perfect for First-Time Buyers! Welcome to 105 E Elm St in Taft, a newer-built home offering modern comfort without the high price tag. Built in 2021, this 2-bedroom, 2-bath home features 1,235 sq ft of open living space, durable vinyl flooring, and a functional layout designed for everyday living. The spacious fenced backyard is ideal for pets, kids, or weekend BBQs, and the concrete parking pad provides convenient off-street parking. With newer systems and low-maintenance construction, this home is a great option for buyers looking to keep monthly costs predictable. Located in Taft ISD and just a short drive to Corpus Christi, this home offers small-town charm with easy access to work, schools, and shopping. Affordable, move-in ready, and eligible for most loans, schedule your showing today!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

2/10
4/10
Taft High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Disposal,Refrigerator,Dryer
  • Laundry features: Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window Treatments
  • Window features: Window Coverings
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,235
  • Total interior livable area: 1,235 sqft

Property

Details

  • Parcel number: 53192

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: None
  • Fencing: Chain Link

Lot

  • Lot size: 5,000 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Tornado
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$209$2,508
Property Taxes $1$12
Electricity $238$2,859
Total$1,358$16,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,560/yr
40% on housing$40,740/yr
45% on housing$36,213/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.8%
1.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 78390$87
San Patricio County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78390
San Patricio County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-29Price change$180,000
2025-09-11Price change$210,000
2025-07-22Price change$221,000
2025-07-03Price change$225,000
2025-05-23Listed for sale$230,000
2015-01-16Listing removed$49,900
2015-01-14Pending sale$49,900
2014-09-09Listed for sale$49,900

For Sale by Agent

AgentTiffany Bell
BrokerageKeller Williams Coastal Bend

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