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1843 Fm 969, Elgin, TX, 78621

3beds
2baths
1,951sqft
$840,000
$431price/sqft
$5,990/moest. monthly cost
$239,600/yrincome needed

About This Home

Looking for something unique! Beautiful Custom Log Cabin home surrounded by eight acres of gorgeous trees and land. Stunning views embracing peacefulness and tranquility. Home is built very sturdy with eco friendly savings on electricity. Can harbor big family gatherings or small and intimate moments. A unique beauty, a must see. Come walk the private trails of your property and enjoy nature again.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

2/10
Elgin IntGrades 5-610.5 mi
3/10
Elgin Middle SchoolGrades 7-811.2 mi
2/10
Elgin High SchoolGrades 9-1211.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),High Ceilings
  • Window features: Aluminum Frames
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,951 sqft

Kitchen

  • Features: Bar,Kitchn - Breakfast Area,Kitchen Island,Granite Counters
  • Level: Main

Primary Bathroom

  • Features: Granite Counters
  • Level: Main

Primary Bedroom

  • Features: Natural Woodwork,Primary Bedroom Dressing Room
  • Level: First

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 81349
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch
  • Exterior features: Private Entrance
  • Fencing: None
  • Has view: Yes
  • View description: Hill Country
  • Waterfront features: None

Lot

  • Lot size: 8.14 Acres
  • Features: Back to Park/Greenbelt,Back Yard

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Winter Weather
Cold Wave
Drought
Hail
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,247$50,964
Home Insurance *$513$6,156
Property Taxes $992$11,904
Electricity $238$2,859
Total$5,990$71,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,371/yr
40% on housing$179,700/yr
45% on housing$159,733/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$431This listing

vs Other Active Listings

Avg $/sqft

ZIP 78621$193
Bastrop County$330

vs Homes Sold Last Month

Median $/sqft

ZIP 78621$169
Bastrop County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-23Price change$840,000
2026-01-29Listed for sale$859,000
2015-07-08Sold--

For Sale by Agent

AgentVictor Torres
BrokerageKeller Williams Realty

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