4514 Niagara Dr, Saint Louis, MO, 63129
About This Home
Welcome home to 4514 Niagara Drive! Nestled on a quiet street in the heart of Oakville, this charming 3-bedroom, 1.5-bath home is full of potential and ready for its next owner to make it their own. Step inside to find beautiful original hardwood floors, a functional layout, and a finished lower level that provides additional living and entertaining space. Outside, you’ll enjoy a spacious backyard featuring an above-ground pool, along with a 1-car garage and an extended driveway offering plenty of parking. Conveniently located just minutes from Highways 55 and 270, this home offers easy access to everything you need. Enjoy being within walking distance of parks, restaurants, shopping, and local entertainment, all while being part of the highly sought-after Oakville Senior High School district. Whether you’re a first-time homebuyer, investor, or simply looking for a home with endless possibilities, this is an opportunity you won’t want to miss. Showings begin Saturday, July 18th. Schedule your private tour today and discover everything 4514 Niagara Drive has to offer!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1964
Materials
- Construction materials: Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Basement
- Fireplace: Yes
- Finished area above ground: 912
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 912
- Total interior livable area: 912 sqft
Property
Details
- Parcel number: 31H420246
- Special condition: Standard
Features
- Levels: One
- Private pool: Yes
- Pool features: Above Ground
- Fencing: Back Yard
Lot
- Lot size: 8,498 sqft
- Features: Back Yard,Front Yard
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Hail
- Inland Flooding
- Earthquake
- Ice Storm
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,360 | $16,320 |
| Home Insurance * | $175 | $2,100 |
| Property Taxes | $255 | $3,060 |
| Electricity | $141 | $1,693 |
| Total | $1,931 | $23,172 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $269,000 |
| 2026-07-21 | Price change | $279,000 |
| 2026-07-18 | Listed for sale | $289,000 |
| 2015-06-29 | Sold | -- |
| 2015-05-14 | Listed for sale | $145,000 |
View on Zillow