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23709 Circle Dr, Marble Falls, TX, 78654

2beds
2baths
1,440sqft
$365,000
$253price/sqft
$2,542/moest. monthly cost
$101,680/yrincome needed

About This Home

This beautiful two-bedroom, two-bathroom cottage sits on two lots totaling approximately .74 of an acre. The property features a mostly leveled lot to gentle slopes. Offering ample buildable space should you wish to expand. It is a short 3 minute drive to Flat Creek Winery, and 15 minute drive into Lago Vista.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Colt Elementary SchoolGrades PK-515.1 mi
3/10
4/10
Marble Falls High SchoolGrades 9-1215.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1983

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer/Dryer

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • None
  • Window features: None
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,440 sqft

Kitchen

  • Level: First

Primary Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Customized Wheelchair Accessible

Details

  • Parcel number: 01789502150000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: Hill Country
  • Waterfront features: None

Lot

  • Lot size: 0.74 Acres
  • Features: Gentle Sloping,Trees-Small (Under 20 Ft)

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$208$2,496
Property Taxes $251$3,012
Electricity $238$2,859
Total$2,542$30,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,154/yr
40% on housing$76,260/yr
45% on housing$67,786/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 78654$428
Travis County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 78654
Travis County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-15Listed for sale$390,000

For Sale by Agent

AgentMario Berber
BrokerageCompass RE Texas, LLC

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