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2826 Iowa Ave, Saint Louis, MO, 63118

4beds
3baths
2,096sqft
$349,900
$167price/sqft
$2,640/moest. monthly cost
$105,600/yrincome needed

About This Home

Welcome to 2826 Iowa Ave where historic charm meets modern luxury. This completely renovated home offers 4 bedrooms, 2.5 bathrooms, and everything has been updated from top to bottom, including new electrical, plumbing, HVAC, and a new TPO roof for years of worry-free living. Step inside to an open-concept floor plan filled with natural light, featuring a stylish electric fireplace that anchors the spacious living room. The exposed brick staircase adds warmth and character, while the beautifully designed kitchen showcases modern finishes and is perfect for entertaining. The main floor includes a versatile bedroom that makes an ideal home office or guest room. Upstairs, you'll find three additional bedrooms, including a stunning primary suite with an oversized walk-in closet. The luxurious en-suite bathroom features a spa-inspired wet room complete with a freestanding soaking tub and separate walk-in shower. This move-in-ready home perfectly blends timeless character with today's modern amenities. Schedule your showing today!

Getting Around

84
WalkingVery Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

1/10
Roosevelt High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Stone
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area above ground: 2,096

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,096
  • Total interior livable area: 2,096 sqft

Property

Details

  • Parcel number: 14230000600
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 3,659 sqft
  • Features: Private

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Earthquake
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$411$4,932
Property Taxes $300$3,600
Electricity $160$1,920
Total$2,640$31,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,514/yr
40% on housing$79,200/yr
45% on housing$70,400/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 63118$106
St. Louis City$112

vs Homes Sold Last Month

Median $/sqft

ZIP 63118$126
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$324,900
2026-07-15Listed for sale$349,900
2024-09-16Sold--
2003-05-29Sold--

For Sale by Agent

AgentFatjon Dajko
BrokerageKeller Williams Realty St. Louis

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