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3500 Victor St, Saint Louis, MO, 63104

5beds
4baths
3,736sqft
$695,000
$186price/sqft
$4,889/moest. monthly cost
$195,560/yrincome needed

About This Home

Exquisite five-bedroom home in the heart of Tower Grove East. Meticulously maintained and thoughtfully updated throughout. This is truly a turnkey opportunity. Built in 1902, it showcases original hardwood floors with custom inlay details, soaring ceilings, and an impressive entry foyer highlighted by a grand quarter-sawn oak staircase. Designer kitchen with custom cabinetry, double (main & island) sinks, quartz countertops, stainless steel appliances, and a walk-in butler's pantry. An open spacious main level provides flexibility for everyday living and entertaining. The luxurious primary en-suite on the second floor offers a large bathroom with a stunning custom tiled shower, spacious walk-in closet, sitting area with original mantle, large bedroom, and a south-facing sunroom that is perfect as a private office or reading area. The second floor includes two additional bedrooms plus a full bath. On the top floor, you will find two more spacious rooms and a full bath with custom shower — ideal for bedrooms, guests, or additional living space. Outdoor spaces include a charming rear porch and exposed aggregate patio, perfect for relaxing or entertaining. Major updates include: upscale thermal windows and custom casement bay windows (2026), refinished oak treads on main staircase (2026), zoned HVAC (2025); architectural roof, laser milled gutters, and downspouts installed on house and garage (2023), front porch rebuilt and resurfaced with railings replaced (2024 and 2026), fire escape restoration (2024), fully renovated and updated kitchen and bathrooms (2019). Call today to schedule your private tour!

Getting Around

84
WalkingVery Walkable
0
TransitVery Limited Transit
77
BikeVery Bikeable

Schools

3/10
1/10
Roosevelt High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1902

Materials

  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 3
  • Fireplace features: Decorative
  • Fireplace: Yes
  • Finished area above ground: 3,736

Heating & Cooling

  • Heating features: Forced Air,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,736
  • Total interior livable area: 3,736 sqft

Property

Details

  • Parcel number: 14440001400
  • Special condition: Standard

Features

  • Levels: Three Or More

Lot

  • Lot size: 5,118 sqft
  • Features: Corner Lot,Level

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tornado
Cold Wave
Earthquake
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$494$5,928
Property Taxes $596$7,152
Electricity $285$3,423
Total$4,889$58,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,622/yr
40% on housing$146,670/yr
45% on housing$130,373/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 63104$190
St. Louis City$112

vs Homes Sold Last Month

Median $/sqft

ZIP 63104$156
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$695,000
2026-07-29Listed for sale$695,000
2020-04-02Sold--
2020-03-03Pending sale$475,000
2020-02-26Listed for sale$475,000
2009-12-04Listing removed$349,900
2009-10-19Listed for sale$349,900
2009-04-26Listing removed$374,500
2009-01-24Listed for sale$374,500

For Sale by Agent

AgentDavid B Nall
BrokerageEpique Realty

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