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3440 Nebraska Ave, Saint Louis, MO, 63118

2beds
2baths
1,920sqft
$174,900
$91price/sqft
$1,385/moest. monthly cost
$55,400/yrincome needed

About This Home

Income-producing duplex ready for its next owner with both units fully occupied! Each 1-bedroom unit was renovated prior to the current tenants, offering updated interiors and reduced maintenance concerns. With long-term tenants in place, one housing-assisted and one market-rate, this property provides a strong blend of stability and consistent returns. This property offers immediate rental income and a seamless investment experience. Perfect for investors seeking a stable, turnkey addition to their portfolio. PLEASE DO NOT DISTURB TENANTS. Showings scheduled after fully executed contract with walk-through contingency. Sold As Is. Seller to do no Inspections, make any warranties, or provide any repairs. Please use special sales contract. Seller has never occupied property. No sellers disclosure available. *Photos are representative of the unit before it was tenant-occupied.*

Getting Around

90
WalkingWalker's Paradise
0
TransitVery Limited Transit
53
BikeBikeable

Schools

7/10
Froebel Elementary SchoolGrades PK-50.3 mi
4/10
Carnahan MiddleGrades 60.8 mi
1/10
Roosevelt High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1902

Materials

  • Roof: Flat
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range Hood,Free-Standing Gas Range,Free-Standing Refrigerator,Washer/Dryer,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full,Storage Space,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Built-in Features,Eat-in Kitchen
  • Flooring: Luxury Vinyl,Plank
  • Number of fireplaces: 2
  • Fireplace features: Bedroom,Decorative,Living Room,See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Property

Details

  • Parcel number: 15730000400
  • Special condition: Listing As Is

Features

  • Levels: Two
  • Patio & porch: Enclosed
  • Fencing: Back Yard,Chain Link
  • Frontage length: 25

Lot

  • Lot size: 3,175 sqft

Parking

  • Parking features: Alley Access,No Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Earthquake
Inland Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$205$2,460
Property Taxes $150$1,800
Electricity $146$1,759
Total$1,385$16,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,485/yr
40% on housing$41,550/yr
45% on housing$36,933/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 63118$107
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63118$126
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$189,900
2026-04-02Listed for sale$209,900
2023-08-08Sold--
2023-02-20Listed for sale$119,000
2023-01-13Sold--

For Sale by Agent

AgentMaggie J Dennis
BrokerageUltimate Realty

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