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3511 Pennsylvania Ave, Saint Louis, MO, 63118

4beds
2baths
1,760sqft
$190,000
$108price/sqft
$1,487/moest. monthly cost
$59,480/yrincome needed

About This Home

Welcome to 3511 Pennsylvania! A beautifully updated, turn-key brick duplex offering strong cash flow in South City's fast-growing neighborhood. Both units feature 2 bedrooms, 1 bath, a separate living room, and an open-concept kitchen. Stylishly designed with in-unit laundry and access to a large private backyard. The upper unit is leased at $1,105/month, and the lower unit was previously leased at $1,100/month and is now vacant for showings. Perfect for investors or owner-occupants looking to house hack. All major systems have been updated, including water heaters, furnaces, and electrical panels. Brand new roof for complete peace of mind.

Getting Around

87
WalkingVery Walkable
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Froebel Elementary SchoolGrades PK-50.3 mi
4/10
Carnahan MiddleGrades 60.8 mi
1/10
Roosevelt High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1910

Materials

  • Roof: Architectural Shingle
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Apartment Style
  • Property subType: Multi Family,Apartment

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Window features: Wood Frames
  • Flooring: Hardwood
  • Finished area above ground: 1,760

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,760
  • Total interior livable area: 1,760 sqft

Property

Details

  • Parcel number: 15780001800
  • Special condition: Standard

Features

  • Fencing: Back Yard,Privacy

Lot

  • Lot size: 3,149 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Earthquake
Inland Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$223$2,676
Property Taxes $163$1,956
Electricity $141$1,693
Total$1,487$17,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,982/yr
40% on housing$44,610/yr
45% on housing$39,653/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 63118$107
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63118$126
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$215,000
2024-10-01Listing removed$995
2024-09-18Price change$995
2024-08-21Listed for rent$1,095
2024-05-24Sold--
2024-04-26Pending sale$75,000
2024-04-26Listed for sale$75,000
2016-03-31Listing removed$650
2016-02-24Listed for rent$650
2015-06-08Listing removed$47,500
2015-05-21Price change$47,500
2015-05-08Price change$59,900
2015-04-09Listed for sale$47,500
2015-02-26Listing removed$50,000
2014-12-10Listed for sale$50,000

For Sale by Agent

AgentSana Tan
BrokerageEXP Realty, LLC

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