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3523 Pennsylvania Ave, Saint Louis, MO, 63118

3beds
2baths
1,760sqft
$230,000
$131price/sqft
$1,771/moest. monthly cost
$70,840/yrincome needed

About This Home

Welcome to this beautifully updated full brick two-story home in the Central East area of St. Louis, offering the perfect blend of historic charm, modern finishes, and urban convenience. Built in 1910, this 3-bedroom, 2-bath residence has been thoughtfully renovated while preserving the character that makes homes of this era so sought after. Step inside to find tall ceilings, luxury vinyl plank flooring throughout, and abundant natural light enhanced by blinds on all windows. The spacious layout features large bedrooms, walk-in closets, and two decorative fireplaces that showcase the home’s original architectural appeal. Both front and rear staircases provide classic design and functional flow rarely found in newer construction. The updated kitchen is move-in ready with stainless steel appliances, including an electric range, dishwasher, microwave, and refrigerator. Recent tuck pointing adds long-term durability and peace of mind. Located near major corridors, this home offers easy access to downtown St. Louis, major employers, hospitals, universities, and public transportation, while still being situated within a residential neighborhood. Enjoy proximity to local restaurants, coffee shops, parks, and cultural attractions that make city living so desirable. Outside, the fenced backyard creates a private setting for entertaining, pets, or relaxing evenings at home. A recently renovated 2-car detached garage (new roof, fascia, and garage door) provides secure parking and additional storage—an exceptional feature for city living. With solid brick construction, modern updates, historic detail, and a highly convenient location, this home delivers timeless appeal and outstanding value.

Getting Around

87
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

7/10
Froebel Elementary SchoolGrades PK-50.2 mi
1/10
Roosevelt High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1910

Materials

  • Roof: Flat
  • Construction materials: Brick,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 42
  • Dimensions: 7x6

Bathroom2

  • Features: Floor Covering: Ceramic Tile
  • Level: Second
  • Area: 30
  • Dimensions: 6x5

Bedroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Second
  • Area: 168
  • Dimensions: 14x12

Bedroom2

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Second
  • Area: 192
  • Dimensions: 16x12

Bedroom3

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Second
  • Area: 182
  • Dimensions: 14x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Bonus Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Second
  • Area: 68
  • Dimensions: 17x4

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 176
  • Dimensions: 16x11

Family Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Features

  • High Ceilings,Separate Dining,Walk-In Pantry
  • Door features: Panel Door(s)
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Bedroom,Decorative,Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,760

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,760
  • Total interior livable area: 1,760 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Other

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 30
  • Dimensions: 6x5

Sitting Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 91
  • Dimensions: 13x7

Property

Details

  • Parcel number: 15780002300
  • Special condition: Standard

Features

  • Levels: Two
  • Exterior features: Private Yard
  • Fencing: Back Yard

Lot

  • Lot size: 3,149 sqft
  • Features: Back Yard,Near Public Transit,Rectangular Lot

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Earthquake
Inland Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$270$3,240
Property Taxes $197$2,364
Electricity $141$1,693
Total$1,771$21,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,720/yr
40% on housing$53,130/yr
45% on housing$47,226/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 63118$107
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63118$126
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Price change$240,000
2026-02-23Listed for sale$250,000
2025-01-31Sold--
2024-12-18Pending sale$90,000
2024-12-14Listed for sale$90,000
2024-12-01Pending sale$90,000
2024-11-15Listed for sale$90,000
2023-11-02Listing removed--
2023-07-09Listed for sale$100,000
2015-11-27Listing removed$47,900
2015-06-26Listed for sale$47,900
2014-04-22Listing removed$800
2014-03-05Listed for rent$800
2013-12-16Sold--
2010-12-24Listing removed$72,900
2010-10-14Listed for sale$72,900
2010-02-26Listing removed$89,900
2010-02-13Listed for sale$89,900
1997-02-03Sold--

For Sale by Agent

AgentTom P Hernandez
BrokerageSTL Buy & Sell, LLC

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